Credit union · NCUA insured
Matagorda County Credit Union CD Rates
Matagorda County Credit Union’s best CD rate is 4.00% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Matagorda County Credit Union’s CD rates compare
Compared with banks and credit unions near Bay City, TX, where Matagorda County Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Matagorda County Credit Union
4.00%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $400
Share Certificate of Deposits
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
3rd-highest rate
TDECU
3.95%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,137
Matagorda County Credit Union CD score
82
CD score
Higher than 57% of U.S. banks and credit unions
- 3–8 months3–8 mo2.27%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo3.90%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Matagorda County Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate of Deposits
Up to 4.00%APY · 3 terms
Dividends earned monthly; fixed rate for term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 2.27% | $113 |
| 12 months | 4.00% | $400 |
| 24 months | 3.90% | $795 |
Special-purpose accounts
TEEN Share Certificate of Deposits
Up to 4.00%APY · 3 terms
Age 13-17
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAge 13-17 | 2.27% | $113 |
| 12 monthsAge 13-17 | 4.00% | $400 |
| 24 monthsAge 13-17 | 3.90% | $795 |
Sources (1)
- matagordaccu.com/account-rates · captured Oct 16, 2026
Who can join Matagorda County Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons living, worshiping, working, or going to school in Matagorda, Wharton, and Brazoria County.
Cost to join
- As a condition of membership, members must purchase and maintain the minimum required share(s).
Membership information collected October 5, 2026.