Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 481–495 results
- LSB Community BankCertificates of DepositCD · 9 months · $2,500 min
Bank · Add a location to see nearby branches
3.75%APY$280 over 9 months on $10,000intro rateRequirements
Product: Minimum balance to open an account is $2,500 ($500 for minor). Minimum amount to earn APY is $500. Early withdrawal penalty will be imposed if CD is closed prior to maturity.
Offer: New Accounts. Minimum opening balance is $2,500 ($500 minor); minimum to earn APY is $500.
Promotional rate · 3.69% interest rate · Effective Oct 10, 2026
Rate checked
More details - Russell Country Federal Credit UnionShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$280 over 9 months on $10,000Requirements
Product: Requires $25 Membership Share. Penalty will be imposed for early withdrawal. Automatic renewal within 10 days of maturity. Dividends accrue daily and are paid monthly at end of month.
Offer: Penalty for early withdrawal.
3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - The Bank of CommerceCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$280 over 9 months on $10,000Requirements
Product: All certificates can be added onto, $200 minimum add on. Penalty for early withdrawal may apply. Fees may reduce earnings.
Offer: 9 month term. All certificates can be added onto, $200 minimum add on.
Rate checked
More details - Velocity Credit UnionShort Term CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$280 over 9 months on $10,000Requirements
Product: Substantial penalty for early withdrawal of principal. Elite Rewards members may be eligible for certificate rate bonuses of 0.10% to 0.20%.
Offer: Term is 9 months. Dividends pay and compound monthly. Elite Rewards rate bonus of 0.10% to 0.20% may apply.
Effective Oct 1, 2026
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More details - Spirit Financial CUShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$280 over 9 months on $10,0003.69% interest rate · Effective Oct 6, 2026
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More details - First Source Federal Credit UnionShare CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$280 over 9 months on $10,000Requirements
Offer: $1,000.00 minimum balance to earn dividends
3.69% interest rate · Effective Oct 5, 2026
Rate checked
More details - ServU Credit UnionShare CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$280 over 9 months on $10,000intro rateRequirements
Product: $1000 minimum balance required. Early withdrawal penalty may be imposed. Dividends posted quarterly. Jumbo Share Certificate = $100,000 or more.
Offer: Limited time Certificate Promotion. Early withdrawal penalty may be imposed. $1000 minimum balance required.
Promotional rate · 3.70% interest rate · Effective Oct 1, 2026
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More details - Ridgewood Savings BankCertificates of DepositCD · 9 months · $100 min
Bank · Add a location to see nearby branches
3.75%APY$280 over 9 months on $10,000Requirements
Product: Early withdrawal penalties apply on CD accounts. Guaranteed fixed rate of return for the entire term.
Offer: 9 Month CD term.
3.63% interest rate · Effective Oct 5, 2026
Rate checked
More details - Maple City Savings BankCertificates of Deposit (CDs)CD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.75%APY$280 over 9 months on $10,000Requirements
Product: No setup or maintenance fees. Rates are compounded daily and calculated on a 365/360 format. Penalty for early withdrawal.
3.63% interest rate · Compounded daily · Effective Sep 28, 2026
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More details - Premier BankCertificate of Deposit (CD)CD · 9 months · $10,000 min
Bank · Add a location to see nearby branches
3.75%APY$280 over 9 months on $10,000Requirements
Product: FDIC insured fixed-rate deposit account. No maintenance fees. Early withdrawal penalties apply. Automatic renewal at maturity with a 10-calendar-day grace period to redeem.
Offer: Must maintain a balance equal to the original opening deposit of $10,000 to earn disclosed interest rate and APY. Monthly compounding and crediting. Penalty may be imposed for early withdrawal. Auto-renews for 9 months at the 6-month CD rate at time of renewal.
3.69% interest rate · Effective Sep 25, 2026
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More details - Limestone FCUCertificate AccountsCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$280 over 9 months on $10,000Requirements
Product: Dividends are compounded quarterly, and are computed by using the average daily balance method. Minimum amount for a Certificate Account: $1,000.00 - Regular Certificate, $50,000.00 – Jumbo Certificate, $100,000.00 - Jumbo Certificate. Grace period is 10 days. Early withdrawal penalty: 90 days dividends.
3.70% interest rate · Compounded quarterly · Effective Oct 5, 2026
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More details - Ukrainian Selfreliance MI FCUShare Certificates of Deposit (CD)CD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$280 over 9 months on $10,000Requirements
Product: Penalty may apply for early withdrawal. Insured up to $250,000 by NCUA.
3.75% interest rate · Effective Oct 5, 2026
Rate checked
More details - 3.75%APY$280 over 9 months on $10,000
Requirements
Product: Public funds not eligible. Minimum opening deposit of $1,000 required. Early withdrawal penalty may be imposed. Fees could reduce earnings. Advertised rates and APYs subject to change at bank discretion.
Offer: Compounded at maturity. Early withdrawal penalty: 3 months.
3.75% interest rate · Effective Sep 17, 2026
Rate checked
More details - American Eagle Financial Credit UnionCertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$280 over 9 months on $10,000Requirements
Product: Minimum balance to open and earn APY is $500. Penalty may be imposed for early withdrawal. Seven-day grace period for withdrawals when account reaches maturity, otherwise automatic renewal will occur.
3.69% interest rate · Effective Oct 3, 2026
Rate checked
More details - Forbright BankBranch Certificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.75%APY$280 over 9 months on $10,000Requirements
Product: Available at branch locations. Interest calculated daily and credited quarterly. Early withdrawal penalties apply. Paper statements provided at no charge.
3.68% interest rate · Effective Oct 3, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–24
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank