Credit union · NCUA insured
Russell Country Federal Credit Union
Top CarrotA $132.9M credit union headquartered in Great Falls, MT, with 9,897 members and 2 branches in Montana. Best rates: CDs 3.90% and savings 0.75% APY.
Russell Country Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 77% of U.S. banks and credit unions
#3 of 9 in Great Falls, MT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Russell Country Federal Credit Union
Headquartered in Great Falls, Montana, Russell Country Federal Credit Union operates two branch offices serving over 9,800 members.
Originally chartered in 1946 as Great Falls U.S. Employees Federal Credit Union to serve Federal employees in Cascade County, it is now a member-owned credit union.
It merged with M.A.N.G. Federal Credit Union in 1982 to become G.F.G.E. Federal Credit Union, later adopting a community charter and its current name in 1998.
- Headquarters
- 810 1st Ave S, Great Falls, MT 59401-3704
- NCUA charter
- 5387
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, or worship in Cascade, Chouteau, Pondera, Teton, and a portion of Lewis and Clark County.
Cost to join
- A $25 membership share savings deposit establishes member-ownership.
Branches
2 branches in Montana
Loading map…
Montana
2 branches
Great Falls area · 1
- Russell Country FCU-MainMain office810 1st Ave S, Great Falls, MT 59401Directions
Fairfield area · 1
- Russell Country FCU - Fairfield105 4th St S, Fairfield, MT 59436Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.60% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.12% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.17% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $88 | $76 | — |
- CapitalNet worth ratio7.60%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.12%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.17%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$88Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Russell Country Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.