Bank · FDIC insured
Forbright Bank CD Rates
Forbright Bank’s best CD rate is 3.75% APY on a 9-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Forbright Bank’s CD rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Forbright Bank
3.75%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $280
Branch Certificates of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
802 Credit Union
8.02%APY
- Term
- 5 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $327
Forbright Bank CD score
76
CD score
Higher than 42% of U.S. banks and credit unions
- 3–8 months3–8 mo3.45%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Forbright Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Branch Certificates of Deposit
Up to 3.75%APY · 12 terms
Available at branch locations. Interest calculated daily and credited quarterly. Early withdrawal penalties apply. Paper statements provided at no charge.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–5 months | 3.45% | $85 |
| 6–8 months | 3.45% | $171 |
| 9 months | 3.75% | $280 |
| 10–11 months | 3.65% | $303 |
| 12 months | 3.65% | $365 |
| 13–17 months | 3.50% | $380 |
| 18–23 months | 3.50% | $530 |
| 24–29 months | 3.50% | $712 |
| 30–35 months | 3.25% | $832 |
| 36–47 months | 3.25% | $1,007 |
| 48–59 months | 3.25% | $1,365 |
| 60 months | 3.25% | $1,734 |
Sources (2)
- forbrightbank.com/personal-ban…g/branch-banking/savings
- forbrightbank.com/personal-ban…nch-banking/fee-schedule
All captured Oct 4, 2026
Growth CD
Up to 3.75%APY · 5 terms
Available only online. No monthly maintenance fee. Deposit at least $1,000 within the first 10 calendar days of account opening to keep account open. 10-day best rate assurance applies at opening and renewal. Early withdrawal penalties apply (9-12 months: 90 days interest; 24-60 months: 180 days interest). Early withdrawals not allowed within the first 25 calendar days.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsPenalty for early closure equals 90 days of interest. Early withdrawals not allowed within first 25 calendar days | 3.75% | $280 |
| 12 monthsPenalty for early closure equals 90 days of interest. Early withdrawals not allowed within first 25 calendar days | 3.65% | $365 |
| 24 monthsPenalty for early closure equals 180 days of interest. Early withdrawals not allowed within first 25 calendar days | 3.50% | $712 |
| 36 monthsPenalty for early closure equals 180 days of interest. Early withdrawals not allowed within first 25 calendar days | 3.25% | $1,007 |
| 60 monthsPenalty for early closure equals 180 days of interest. Early withdrawals not allowed within first 25 calendar days | 3.25% | $1,734 |
Sources (1)
- forbrightbank.com/personal-banking/growth-cd · captured Oct 4, 2026
Special-purpose accounts
IRA Certificate of Deposit (CD)
Up to 3.25%APY · 7 terms
Individual retirement accounts subject to IRS limitations and penalties. Interest calculated daily and credited monthly. Automatic renewal with 10 calendar day grace period. Opened at local Forbright branches.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12–17 monthsEarly withdrawal penalties may apply. Ten calendar day grace period for renewal | 3.25% | $325 |
| 18–23 monthsEarly withdrawal penalties may apply. Ten calendar day grace period for renewal | 3.25% | $491 |
| 24–29 monthsEarly withdrawal penalties may apply. Ten calendar day grace period for renewal | 3.25% | $661 |
| 30–35 monthsEarly withdrawal penalties may apply. Ten calendar day grace period for renewal | 3.00% | $767 |
| 36–47 monthsEarly withdrawal penalties may apply. Ten calendar day grace period for renewal | 3.00% | $927 |
| 48–59 monthsEarly withdrawal penalties may apply. Ten calendar day grace period for renewal | 3.00% | $1,255 |
| 60 monthsEarly withdrawal penalties may apply. Ten calendar day grace period for renewal | 3.00% | $1,593 |
Sources (1)
- forbrightbank.com/personal-ban…ranch-banking/retirement · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.