Bank · FDIC insured
Maple City Savings Bank CD Rates
Maple City Savings Bank’s best CD rate is 3.85% APY on a 6-month CD. Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Maple City Savings Bank’s CD rates compare
Compared with banks and credit unions near Corning, NY, where Maple City Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Maple City Savings Bank
3.85%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $191
Certificates of Deposit (CDs)
Top rate
Chemung Canal Trust Company
4.00%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $400
2nd-highest rate
First Heritage Federal Credit Union
4.00%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $816
Maple City Savings Bank CD score
80
CD score
Higher than 50% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo2.75%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Maple City Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.85%APY · 10 terms
No setup or maintenance fees. Rates are compounded daily and calculated on a 365/360 format. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownTerm is 32 Days | 0.10% | $0 |
| UnknownTerm is 91 Days | 3.00% | $0 |
| 6 months | 3.85% | $191 |
| 9 months | 3.75% | $280 |
| 12 months | 3.75% | $375 |
| 15 months | 3.25% | $408 |
| 18 months | 3.25% | $491 |
| 24 months | 3.00% | $609 |
| 36 months | 2.75% | $848 |
| 48 months | 2.50% | $1,038 |
| 60 months | 2.25% | $1,177 |
Sources (3)
- maplecitysavings.com/personal/personal-savings
- maplecitysavings.com/personal/…ates-of-deposit-cds.html
- maplecitysavings.com/tools/rates.html
All captured Oct 5, 2026
Special-purpose accounts
Individual Retirement Account CDs
Up to 3.85%APY · 9 terms
Traditional and Roth IRA CD options available. No setup or maintenance fees. Daily interest compounding. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.85% | $191 |
| 9 months | 3.75% | $280 |
| 12 months | 3.75% | $375 |
| 15 months | 3.25% | $408 |
| 18 months | 3.25% | $491 |
| 24 months | 3.00% | $609 |
| 36 months | 2.75% | $848 |
| 48 months | 2.50% | $1,038 |
| 60 months | 2.25% | $1,177 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.