Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 481–495 results
- Northrop Grumman Federal Credit UnionCertificatesCD · 60 months · $2,500 min
Credit union · Add a location to see nearby branches
3.91%APY$2,114 over 60 months on $10,000Requirements
Product: A penalty will or may be imposed for early withdrawal. If minimum balance requirements are not met, fees could reduce the earnings on these accounts.
3.85% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.91%APY$2,114 over 60 months on $10,000
Requirements
Offer: 5 Year term. Early withdrawal penalty: 6 Month's Interest.
3.85% interest rate · Effective Sep 24, 2026
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More details - Security First BankTraditional Time Deposit AccountsCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
3.91%APY$2,114 over 60 months on $10,000Requirements
Offer: Interest cannot remain on deposit; payout of interest is mandatory. Early withdrawal penalty applies.
Effective Oct 5, 2026
Rate checked
More details - Century Credit UnionCertificate of DepositCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$2,108 over 60 months on $10,000with conditionsRequirements
Product: Without a Century checking account, subtract 0.10% APY. Early withdrawal penalties apply. Maximum deposit amounts may apply. Eligible for individuals who live or work in St. Louis County, St. Louis City, Jefferson County, Franklin County, or St. Charles County, MO.
Offer: Without a Century checking account, subtract .10%. Interest is paid quarterly (on CD anniversary date), with a choice of payment to the account or CD. Penalty for early withdrawal.
Qualified rate · 3.84% interest rate · Effective Oct 1, 2026
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More details - Friends and Family Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$2,108 over 60 months on $10,000with conditionsRequirements
Product: Rates categorized by Family Advantage Tiers (Platinum, Gold, Silver, Bronze) based on household loans, deposits, or investments with Friends and Family Credit Union. Dividends paid quarterly. $1,000 minimum deposit required to open.
Offer: Family Advantage Silver tier.
Qualified rate · 3.84% interest rate · Effective Oct 23, 2026
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More details - Freedom Credit UnionSavings CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$2,108 over 60 months on $10,000Requirements
Product: Requires $500 minimum to open and $500 minimum balance to earn advertised APY. Penalty imposed for early withdrawal. Dividend rate and APY may change at any time.
3.83% interest rate · Effective Sep 16, 2026
Rate checked
More details - Rogue Credit UnionTreasure Valley Certificates $500 or MoreCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$2,108 over 60 months on $10,000Requirements
Product: Treasure Valley rates. Dividends compounded and credited monthly. Penalty for early withdrawal. $0 monthly fee.
3.83% interest rate · Effective Oct 22, 2026
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More details - Discovery Federal Credit UnionCertificatesCD · 60 months · $100 min
Credit union · Add a location to see nearby branches
3.90%APY$2,108 over 60 months on $10,000Requirements
Product: Fixed rate for the term of Certificate. Minimum balance requirement of $100. Assumes dividends remain on deposit and subject to change.
3.83% interest rate · Effective Oct 1, 2026
Rate checked
More details - Wescom FinancialShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$2,108 over 60 months on $10,000Requirements
Product: Rates as of 10/7/2026 in header; disclosure states accurate as of 08/04/2026. Minimum opening deposit and balance to obtain APY is $500.00. Additional bonus dividends available for Signature and Platinum Signature members.
Offer: Member tier; 60 months.
3.83% interest rate
Rate checked
More details - SAG-AFTRA Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min · 3.80%–4.00% by balance
Credit union · Add a location to see nearby branches
3.90%APY$2,108 over 60 months on $10,000Requirements
Product: Start with $1,000. Dividends earned daily, compounded and paid monthly on the last day of the month. Early withdrawal penalties apply.
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and up 3.80% $10,000 and upYour amount 3.90% $25,000 and up 3.95% $50,000 and up 4.00% Rate checked
More details - SAG-AFTRA Federal Credit UnionCoogan Share Certificate AccountsCD · 60 months · $1,000 min · 3.80%–4.00% by balance
Credit union · Add a location to see nearby branches
3.90%APY$2,108 over 60 months on $10,000Requirements
Product: Information disclosed for Share Certificate Accounts also applies to Coogan Share Certificate Accounts.
Rate by balance
Rate by balance for Coogan Share Certificate Accounts Balance APY $1,000 and up 3.80% $10,000 and upYour amount 3.90% $25,000 and up 3.95% $50,000 and up 4.00% Rate checked
More details - ESB Banking & InsuranceCertificates of DepositCD · 60 months · $1,000 min · 3.80%–3.90% by balance
Bank · Add a location to see nearby branches
3.90%APY$2,108 over 60 months on $10,000Requirements
Product: Requires a $1,000 minimum opening deposit. Higher rates/APYs on balances of $10,000 or more. Options include Compounding Plan, Auto Deposit Plan, and Check Plan. Terms of 2 years or greater can be converted to cash or another investment at half-term without penalty (10-day grace period; optional conversion date notification is $10.00). Substantial penalty for early withdrawal. Automatically renewable unless stated otherwise.
Offer: Compounding & Auto Deposit Plans; balance less than $10,000. Convertible at half term without penalty.
3.80% interest rate · Effective Aug 5, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 and up 3.80% $10,000 and upYour amount 3.90% Rate checked
More details - Middlesex Savings BankFreedom Platinum Certificate of DepositCD · 60 months · $250 min
Bank · Add a location to see nearby branches
3.90%APY$2,108 over 60 months on $10,000with conditionsRequirements
Product: Requires a Freedom Platinum Checking account. Minimum deposit to open is $250. $10 minimum balance is required to earn APY. Rate is guaranteed for the length of the term. Early withdrawal penalties apply.
Offer: Requires Freedom Platinum Checking account.
Qualified rate · 3.83% interest rate · Effective Oct 15, 2026
Rate checked
More details - SalemVA Credit UnionShare CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$2,108 over 60 months on $10,000Requirements
Product: Terms range from 6 months to 5 years. Low $1,000 minimum. There could be a substantial penalty for early withdrawal. Fees could reduce the earnings on the account.
3.83% interest rate · Effective Oct 15, 2026
Rate checked
More details - SalemVA Credit UnionShare CertificateCD · 60 months · $10,000 min
Credit union · Add a location to see nearby branches
3.90%APY$2,108 over 60 months on $10,000Requirements
Product: Terms range from 6 months to 5 years. Low $1,000 minimum. There could be a substantial penalty for early withdrawal. Fees could reduce the earnings on the account.
3.83% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,410 CDs at 3,034 banks and credit unions · checked Oct 22–24
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank