Best CD rates and certificates

Requirements

Product: Exclusive to Farragut Branch. Must be a new customer to the bank. Live or work in ZIP Codes: 37934, 37922, 37923, 37932, and 37772. Must open a new DDA Account (Personal or Business) with a minimum $500 deposit (Money Market Accounts do not qualify). CD Funds must be new money to the bank. Maximum $150,000 per household. Early withdrawal penalties apply. Limited time only.

Offer: 12-Month Term. Interest Rate Earned is 4.89%. Requires opening a new DDA Account (Personal or Business) with a minimum $500 deposit; must be a new customer living or working in ZIPs 37934, 37922, 37923, 37932, or 37772; new money; max $150,000 per household; early withdrawal penalties apply.

Requirements

Product: The minimum balance to open an account and obtain the APY is $1000. A penalty may be imposed for early withdrawal.

Offer: 60 Month Certificate of Deposit. APY assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater. Penalty for early withdrawal.

Requirements

Product: Offer valid for new money only. Maximum deposit $50,000. Limit one promotional account per customer/SSN/Tax ID Number. Interest rate is fixed for the 4-month term. Early withdrawal penalty will apply. At maturity, the certificate renews at a standard CD term unless funds are withdrawn within the 10-day grace period.

Offer: Offer valid for new money only (funds not currently on deposit with Liberty Bank of New Jersey). Minimum deposit and balance of $1,000 required to earn stated APY; maximum deposit $50,000. Limit one promotional account per customer/SSN/Tax ID Number. Interest rate fixed for 4 months. Early withdrawal penalty applies.

Requirements

Product: Consumer accounts only. $500 minimum opening deposit for regular certificates. Balance limits are aggregate per member.

Offer: 5-Month Certificate Special. Maximum balance limit $500,000.00 total across all 5-month accounts per member.

Requirements

Product: Early withdrawal penalties apply. Members may do a rate change option one time to certificate terms 24, 36, 48 and 60 months (specials excluded) if the current market rate for the matching term increases. No maintenance fees. Dividends compounded quarterly (or paid out).

Offer: CD Special. Compounded quarterly.

Requirements

Product: Minimum opening deposit is $1,000; penalties may be imposed for early withdrawal.

Offer: Penalties may be imposed for early withdrawal.

Requirements

Product: Renew automatically on maturity date for the same or like term at current rate. 10-day grace period to withdraw or make changes before early withdrawal penalty applies. Early withdrawal penalty: Less than 1 year or 1 Year: 90 days of interest; 2 Years: 180 days of interest; 3-5 Years: 270 days of interest; 5+ Years: 360 days of interest.

Offer: Qualified Military Members (Active Duty, Veterans, Retirees) with military status verification (Military ID, Retirement ID, or DD214) and full direct deposit of at least $2,000 into checking account.

Requirements

Product: Available to new and existing Advantage Banking customers. Requires setting up direct deposit of $500 or more per month into Advantage Checking, opting for e-statements, maintaining an Advantage Banking relationship, and bringing in new money from outside Monroe Savings to fund the CD. If requirements are not met, reverts to prevailing 6-month CD rate. Limit one CD per customer. Early withdrawal penalties may apply.

Offer: Exclusive rate when combining Advantage Banking, setting up a direct deposit of $500 or more per month into Advantage Checking, opting for e-statements, and funding with new money from outside Monroe Savings. Reverts to prevailing 6-month CD rate if requirements are not met. Limit one CD per customer.

Requirements

Offer: Must be funded by new money not currently on deposit. Dividends paid monthly.

Requirements

Product: Quarterly dividends. Dividend transfer available on 24-60 month terms. Rising Rate Option available on 48 and 60 month terms allowing dividend rate and APY to change once during original term to current rate for same term. Bonus rate condition adds +0.10% each for active checking account, full direct deposit, active SECU credit card, active consumer loan, and current mortgage (+0.50% max).

Offer: Bonus Rate APY requires relationship bonus conditions (active checking +0.10%, full direct deposit +0.10%, active SECU credit card +0.10%, active consumer loan +0.10%, current mortgage +0.10%). Early withdrawal penalty: 90 days interest.

Requirements

Product: Online only. Interest compounded daily. Minimum $5,000. Maximum $1,000,000.

Offer: Online only. Maximum balance to open is $1,000,000.

Requirements

Product: Must bring money not already on deposit at Skyline Financial Federal Credit Union. Minimum deposit is $500.00 to get started, with no cap on deposit amount. Upon maturity, the certificate will mature into a term of 6 months at the current rate published at the time of maturity. 7 day grace period. Certificate early withdrawal penalty is 90 days of interest.

Offer: Requires funds not already on deposit at Skyline Financial Federal Credit Union.

Requirements

Product: Limited-time offer. Dividends compounded daily and credited monthly. Early withdrawal penalties apply. Must have $500,000 or more in assets under Financial Dimensions management. Limited to one certificate per household. Maximum opening amount is $100,000. Will not automatically renew at maturity; entire balance will be transferred to share 01 Savings, Traditional IRA Savings, or Roth IRA Savings account. Cannot be opened through Online or Mobile Banking.

Offer: Must have $500,000 or more in assets under Financial Dimensions management. Limited to one certificate per household. Cannot be opened via Online or Mobile Banking. Does not automatically renew at maturity (balance transfers to share savings or IRA savings).

Requirements

Product: Special CD promotional offering. Penalty may be imposed for early withdrawal.

Offer: Limited time offer. $10,000 minimum opening deposit required to open and earn advertised APY. Automatically renews into a 182-day CD upon end of 7-month term. Penalty may be imposed for early withdrawal.

Requirements

Product: Limited-time promotional CD offer.

Offer: Limited time offer. $10,000 minimum opening deposit required to open and earn advertised APY. CD will automatically renew into a 12 month CD upon end of 7 month term.