Credit union · NCUA insured
Syracuse Fire Department Credit Union
A $145.8M credit union headquartered in Syracuse, NY, with 6,734 members and 1 branch in New York. Best rates: CDs 5.00% and savings 0.40% APY.
Syracuse Fire Department Credit Union Carrot Score
82
Carrot Score
Higher than 58% of U.S. banks and credit unions
#14 of 32 in Syracuse, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Syracuse Fire Department Credit Union
Based in Syracuse, New York, Syracuse Fire Department Employees Federal Credit Union received its charter approval in 1950.
Originally organized to serve local fire department employees, the credit union opened its permanent headquarters on Wilkinson Street in 1996.
- Headquarters
- 211 Wilkinson St, Syracuse, NY 13204
- NCUA charter
- 6627
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of The Syracuse Division of AMR of Central New York who work in Syracuse, New York are eligible for membership.
- Employees of Blitman & King, LP who work in Syracuse, New York are eligible for membership.
- Employees of Bousquet Holstein, PLLC. who work in Syracuse, New York are eligible for membership.
- Employees of Crest-Cadillac who work in Syracuse, New York are eligible for membership.
- Paid employees of EAVES Ambulance Service located in East Syracuse, New York are eligible for membership.
- Employees of Finocchio Law Firm in Syracuse, New York are eligible for membership.
31 more ways to join
Employers and groups
- Employees of Franklin & Co. Auto Restoration, Inc. in Syracuse, New York are eligible for membership.
- Employees of Har-Rob Fire Apparatus Service who work in or are paid from East Syracuse, New York are eligible for membership.
- Employees of J.P.B. Fire Sales & Service who work in or are paid from Liverpool, New York are eligible for membership.
- Employees of LeChase Construction Services, LLC. in Syracuse, New York are eligible for membership.
- Employees of Lewis Uniform Company who work in or are paid from Syracuse, New York are eligible for membership.
- Employees of the American Lung Association of Central New York who work in Syracuse, New York are eligible for membership.
- Paid employees of Marcellus Ambulance Volunteer Emergency Services, Inc who work in or are paid from Marcellus, NY are eligible for membership.
- Employees of Masterpole-Murphy Agency, Inc. who work in Syracuse, New York are eligible for membership.
- Employees of OneDigital (formerly known as Wladis Companies, Inc.) who work in Syracuse, New York are eligible for membership.
- Members of record of Syroco Federal Credit Union as of merger date and employees of Syroco Division of Fiskars working in or paid from Baldwinsville, New York are eligible for membership.
- Employees of Universal Sales and Accessories Inc. who work in Syracuse, New York are eligible for membership.
- Employees of WMC Intellectual Properties, Inc. in Syracuse, New York are eligible for membership.
Military, government and schools
- Employees of AFSCME, Middle Management Union Local 3952 who work in Syracuse, New York are eligible for membership.
- Members of Syracuse City Employees Local No. 400 AFSCME qualifying under bylaws in effect as of March 15, 1999 are eligible for membership.
- Members of the Cicero Police Benevolent Association, Inc. qualifying under charter and bylaws effective February 1, 1991 are eligible for membership.
- Members of the City of Cortland Paid Firefighters Association qualifying under bylaws in effect as of March 14, 1994 are eligible for membership.
- Members of CSEA City of Syracuse Unit 7801, Onondaga Local 834 qualifying under bylaws in effect as of February 1997 are eligible for membership.
- Members of Dewitt Professional Fire Fighters IAFF Local 2733, NYSPFFA, in Syracuse, New York are eligible for membership.
- Members of Geddes Police Benevolent Association in Solvay, NY qualifying under charter and bylaws in effect on 1/16/1984 are eligible for membership.
- Members of Local 1888, IAFF, Syracuse Airport Professional Fire Fighters Association who work at Syracuse Hancock International Airport are eligible for membership.
- Members of Town of Manlius Police Department Police Benevolent Association qualifying under charter and bylaws in effect on 1/1/1983 are eligible for membership.
- Members of NYS Fraternal Order of Police Lodge 315 qualifying under charter and bylaws in effect on August 10, 1973 are eligible for membership.
- Members in Districts 1, 2, 3, or 4 of the New York State Professional Fire Fighters Association, Inc. in specified New York counties qualifying under charter and bylaws in effect on July 24, 2004 are eligible for membership.
- Employees of the Onondaga County Deputy Sheriffs Benevolent Association who work in or are paid from Syracuse, New York are eligible for membership.
- Members of the Onondaga Deputy Sheriffs Benevolent Association located in Syracuse, New York are eligible for membership.
- Employees of Onondaga County Department of Emergency Communications who work in or are paid from Syracuse, New York are eligible for membership.
- Active and retired employees of the Syracuse, New York Fire Department in Syracuse, New York are eligible for membership.
- Employees of Management of the City of Syracuse who work in Syracuse, New York are eligible for membership.
- Members of Syracuse Police Benevolent Association, Inc. qualifying under charter and bylaws in effect on June 2, 2005 are eligible for membership.
- Active members of Tully Career Firefighters IAFF Local 4036 qualifying under constitution and bylaws in effect as of March 28, 2000 are eligible for membership.
Family and household
- Individuals directly related to an employee of one of the approved groups are eligible for membership.
Branches
1 branch in New York
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New York
1 branch
- Main OfficeMain office211 Wilkinson St, Syracuse, NY 13204Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.18% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.95% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.84% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $62 | $76 | — |
- CapitalNet worth ratio15.18%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.95%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.84%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$62Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Syracuse Fire Department Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.