Bank · FDIC insured
First National Bank of Bastrop CD Rates
First National Bank of Bastrop’s best CD rate is 5.00% APY on a 7-month CD. Terms run from 3 months to 30 months. Rates checked October 16, 2026.
How First National Bank of Bastrop’s CD rates compare
Compared with banks and credit unions near Austin, TX, where First National Bank of Bastrop has the most branches. $10,000, best rate first.
This bank’s best
First National Bank of Bastrop
5.00%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $289
Fall into Savings CD Special
2nd-highest rate
Austin Capital Bank
4.58%APY
- Term
- 3 months
- Minimum
- $1,000
- Earns on $10,000
- $113
3rd-highest rate
TruWest Credit Union
4.50%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $683
First National Bank of Bastrop CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 3–8 months3–8 mo1.76%
- 9–15 months9–15 mo1.61%
- 16–30 months16–30 mo4.06%
- QualifiedQualified4.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank of Bastrop ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Fall into Savings CD Special
Up to 5.00%APY · 2 terms
Special CD promotional offering. Penalty may be imposed for early withdrawal.
| Term | APY · $500 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 7 monthsLimited time offer. $10,000 minimum opening deposit required to open and earn advertised APY. Automatically renews into a 182-day CD upon end of 7-month term. Penalty may be imposed for early withdrawal | — | 5.00% | 5.00% | $289 |
| 30 months$500 minimum opening deposit required to open and earn advertised APY. Penalty may be imposed for early withdrawal | 4.06% | — | 4.06% | $1,046 |
Sources (1)
- fnbbastrop.bank/fall-savings-cd-special · captured Sep 17, 2026
Spring CD Special
Up to 5.00%APY · 2 terms
Limited-time promotional CD offer.
| Term | APY · $500 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 7 monthsLimited time offer. $10,000 minimum opening deposit required to open and earn advertised APY. CD will automatically renew into a 12 month CD upon end of 7 month term | — | 5.00% | 5.00% | $289 |
| 30 months$500 minimum opening deposit required to open and earn advertised APY | 3.55% | — | 3.55% | $911 |
Sources (1)
- fnbbastrop.bank/watch-your-sav…s-grow-spring-cd-special · captured Sep 17, 2026
Summer Splash CD Special
5.00%APY · 1 term
Limited time offer.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsLimited time offer. $10,000 minimum opening deposit required to open and earn advertised APY. Automatically renews into a 182-day CD upon end of 7-month term. Penalty may be imposed for early withdrawal | 5.00% | $289 |
Sources (1)
- fnbbastrop.bank/summer-splash-cd-special · captured Sep 17, 2026
Winter CD Special
Up to 5.00%APY · 2 terms
Limited-time promotional CD offer.
| Term | APY · $500 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 7 monthsLimited time offer. $10,000 minimum opening deposit required to open and earn advertised APY. CD will automatically renew into a 12 month CD upon end of 7 month term | — | 5.00% | 5.00% | $289 |
| 30 months$500 minimum opening deposit required to open and earn advertised APY | 3.55% | — | 3.55% | $911 |
Sources (1)
- fnbbastrop.bank/warm-winter-cd-special · captured Sep 17, 2026
Certificate of Deposit
Up to 1.76%APY · 6 terms
Minimum balance required to open is $1000. No additions permitted until maturity. Early withdrawal subject to penalty (up to 12 months: 30 days' interest; 12-30 months: 90 days' interest).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsTerm is 91 days. Rates fixed for the term. Penalty for early withdrawal | 0.10% | $2 |
| 6 monthsTerm is 182 days. Rates fixed for the term. Penalty for early withdrawal | 1.76% | $88 |
| 12 monthsTerm is 12 months. Rates fixed for the term. Penalty for early withdrawal | 1.61% | $161 |
| 18 monthsTerm is 18 months. Rates fixed for the term. Penalty for early withdrawal | 0.95% | $143 |
| 24 monthsTerm is 24 months. Rates fixed for the term. Penalty for early withdrawal | 0.75% | $151 |
| 30 monthsTerm is 30 months. Rates fixed for the term. Penalty for early withdrawal | 0.75% | $189 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.