Credit union · NCUA insured
Skyline Financial Federal Credit Union CD Rates
Skyline Financial Federal Credit Union’s best CD rate is 5.00% APY on a 7-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How Skyline Financial Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Waterbury, CT, where Skyline Financial Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Skyline Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Minimum
- $500
- Earns on $10,000
- $289
7-Month Promotional Share Certificate
2nd-highest rate
Nutmeg State Financial Credit Union
4.60%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $539
3rd-highest rate
Police Credit Union of CT
4.28%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,332
Skyline Financial Federal Credit Union CD score
72
CD score
Higher than 31% of U.S. banks and credit unions
- 3–8 months3–8 mo5.00%
- 9–15 months9–15 mo0.25%
- 16–30 months16–30 mo0.40%
- 31–60 months31–60 mo0.50%
- QualifiedQualified5.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Skyline Financial Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
7-Month Promotional Share Certificate
5.00%APY · 1 term
Must bring money not already on deposit at Skyline Financial Federal Credit Union. Minimum deposit is $500.00 to get started, with no cap on deposit amount. Upon maturity, the certificate will mature into a term of 6 months at the current rate published at the time of maturity. 7 day grace period. Certificate early withdrawal penalty is 90 days of interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsRequires funds not already on deposit at Skyline Financial Federal Credit Union | 5.00% | $289 |
Sources (2)
All captured Oct 4, 2026
18-Month Promotional CD
Up to 4.35%APY · 1 term
Minimum deposit to open and earn APY is $500. Dividends are compounded and credited monthly. For certificate accounts, the dividend rate and APY are fixed for the term of the account. A withdrawal of dividends will reduce earnings. Upon maturity the account will renew to a regular 12-month certificate account at the rate in effect at that time. 7 days grace period after maturity to withdraw funds without penalty. Limited time promotion.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsExisting members. Dividend rate is 4.267% | 4.35% | $660 |
| 18 monthsNew members. Dividend rate is 4.169% | 4.25% | $644 |
Share Certificates
Up to 0.50%APY · 5 terms
Certificate early withdrawal penalty is 90 days of interest. Dividend rates stated are as of date indicated; certificate rates are subject to change at any time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.15% | $7 |
| 12 months | 0.25% | $25 |
| 18 months | 0.30% | $45 |
| 24 months | 0.40% | $80 |
| 36 months | 0.50% | $151 |
Sources (1)
- skylinefinancialfcu.com/Rates · captured Oct 4, 2026
Special-purpose accounts
IRA Share Certificates
Up to 0.50%APY · 4 terms
Certificate early withdrawal penalty is 90 days of interest. Dividend rates stated are as of date indicated; certificate rates are subject to change at any time. Insured up to $250,000 by NCUA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.15% | $7 |
| 12 months | 0.25% | $25 |
| 24 months | 0.40% | $80 |
| 36 months | 0.50% | $151 |
Sources (2)
All captured Oct 4, 2026
Who can join Skyline Financial Federal Credit Union
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