Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 391–405 results
- Nebraska State Employees Credit UnionCD SpecialCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000intro rateRequirements
Product: Annual Percentage Yield requires minimum balance of $500.00 to earn stated APYs and assumes interest and principal will remain on deposit until maturity. If the account is closed before interest is credited to your account, you may not receive the accrued interest. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. Offer valid for a limited time.
Offer: Offer valid for a limited time
Promotional rate
Rate checked
More details - Nebraska State Employees Credit UnionShare CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Rates are subject to change.
3.78% interest rate · Effective Sep 1, 2026
Rate checked
More details - Hamler State BankCertificates of DepositCD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000Requirements
Product: All certificates carry penalties for early withdrawal. Initial investments as low as $500.00. Interest calculated using daily balance method.
Offer: APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
3.78% interest rate · Effective Nov 10, 2025
Rate checked
More details - Show Me Credit UnionShare CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000intro rateRequirements
Product: Dividends compound daily and are credited quarterly. Early withdrawal penalties may apply. $500 minimum opening deposit required.
Offer: Special (Limited Time Only)
Promotional rate
Rate checked
More details - State Bank of India (California)Certificate of Deposit (CD)CD · 9–12 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APYRequirements
Product: Available in-branch and online. Fixed rates for the term of the CD. APY assumes interest remains on deposit until maturity. Minimum balance to open and obtain APY is $1,000. Early withdrawal penalty may apply.
Offer: Term is more than 9 months to 1 year / 12 months (also listed as Up to 12 Months on personal CD page).
3.80% interest rate · Effective Feb 26, 2026
Rate checked
More details - Henderson Federal Savings BankCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.83%APY$286 over 9 months on $10,000Requirements
Product: Require a penalty for early withdrawal. $500 minimum balance. Automatic Renewal at New Rate. Interest may be paid monthly or quarterly by check or transferred to your checking account or left to accrue in your CD. The APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
Offer: Compounding: None. Early withdrawal penalty applies. Automatic renewal at new rate.
3.80% interest rate · Effective Sep 1, 2026
Rate checked
More details - Fidelity BankCertificate of Deposit (CD)CD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.83%APY$286 over 9 months on $10,000Requirements
Product: Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Requires Plus Spending relationship.
Effective Oct 13, 2026
Rate checked
More details - Cape Cod 5Certificates of Deposit (CDs)CD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.83%APY$286 over 9 months on $10,000with conditionsRequirements
Product: Available to new and existing customers. Minimum balance to open all CDs is $1,000. A penalty may be imposed for early withdrawal. 91 Day CD includes one penalty-free withdrawal per term after seven days from account opening.
Offer: Available exclusively to PrimaryPlus relationship customers.
Qualified rate · Effective Oct 13, 2026
Rate checked
More details - Bank of the OrientCertificate of DepositCD · 9 months · $10,000 min · 3.83%–3.98% by balance
Bank · Add a location to see nearby branches
3.83%APY$286 over 9 months on $10,000intro rateRequirements
Product: Limited time special rates effective start August 6, 2026 until further notice. A minimum opening deposit and minimum balance are required to earn the stated APY. Early withdrawal penalties may apply. Fees may reduce earnings. Offers may not be combined.
Offer: Limited time CD special rate for balances of $10,000 to $99,999. Early withdrawal penalties may apply.
Promotional rate · Effective Aug 6, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $10,000 – $99,999Your amount 3.83% $100,000 and up 3.98% Rate checked
More details - MECUCertificate of DepositCD · 6–18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APYRequirements
Product: No monthly service fee. Early withdrawal penalty may apply. Automatically renews at maturity with a 10-day grace period.
Offer: Special promotional rate; dividends compounded monthly and must remain on deposit until maturity. May be withdrawn at any time.
Compounded monthly
Rate checked
More details - TrailNorth Federal Credit UnionShare CertificatesCD · 6–12 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY - Valley Credit UnionTerm Share CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$285 over 9 months on $10,000intro rateRequirements
Product: Compounding monthly. Penalty for early withdrawal. $25 minimum deposit on Regular Savings account required for membership. No setup or maintenance fees.
Offer: Compounding monthly. A penalty applies for early withdrawal.
Promotional rate · 3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Highmark Federal Credit UnionCertificates of DepositCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$285 over 9 months on $10,000with conditionsRequirements
Product: Early withdrawal penalty is half the remaining dividends at the time of withdrawal. Honors and Platinum rates apply to Honors and Platinum Rewards Members (* indicates Dividend Rate). Honors Rate and Platinum Rate bumps do not apply to Limited Time Only specials.
Offer: Applies to Platinum Rewards Members (* indicates Dividend Rate).
Qualified rate · 3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - St. Henry BankCertificates of DepositCD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
3.82%APY$285 over 9 months on $10,0003.75% interest rate
Rate checked
More details - The Ottoville Bank CompanyCertificates of DepositCD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
3.82%APY$285 over 9 months on $10,000Requirements
Product: The annual percentage yield and interest rate may change daily. Fees may reduce earnings. Penalty for early withdrawal.
Offer: Term: 9 MONTH
3.75% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–23
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
Is your bank paying you enough?
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank