Bank · FDIC insured
St. Henry Bank CD Rates
St. Henry Bank’s best CD rate is 3.82% APY on a 9-month CD. Terms run from 1 month to 49 months. Rates checked October 16, 2026.
How St. Henry Bank’s CD rates compare
Compared with banks and credit unions near Celina, OH, where St. Henry Bank has the most branches. $10,000, best rate first.
This bank’s best
St. Henry Bank
3.82%APY
- Term
- 9 months
- Minimum
- $5,000
- Earns on $10,000
- $285
Certificates of Deposit
Top rate
Dynamic Federal Credit Union
4.32%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $655
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
St. Henry Bank CD score
68
CD score
Higher than 22% of U.S. banks and credit unions
- 3–8 months3–8 mo0.05%
- 9–15 months9–15 mo3.82%
- 16–30 months16–30 mo2.27%
- 31–60 months31–60 mo1.00%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where St. Henry Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.82%APY · 11 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 2–3 months | 0.05% | $0 |
| 4–6 months | 0.05% | $1 |
| 6–11 months | 0.05% | $2 |
| 9 months | 3.82% | $285 |
| 12–17 months | 0.10% | $10 |
| 15 months | 2.78% | $349 |
| 18–29 months | 0.15% | $23 |
| 23 months | 2.27% | $440 |
| 30–36 months | 0.25% | $63 |
| 37–48 months | 0.35% | $108 |
| 49–60 months | 1.00% | $415 |
Sources (1)
- sthenrybank.com/certificates-of-deposit-rates · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.