Bank · FDIC insured
Bank of the Orient CD Rates
Bank of the Orient’s best CD rate is 4.08% APY on a 13-month CD. Terms run from 6 months to 13 months. Rates checked October 16, 2026.
How Bank of the Orient’s CD rates compare
Compared with banks and credit unions in California, where Bank of the Orient has the most branches. $10,000, best rate first.
This bank’s best
Bank of the Orient
3.93%APY
- Term
- 13 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $426
Certificate of Deposit
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.93%APY · 3 terms
Limited time special rates effective start August 6, 2026 until further notice. A minimum opening deposit and minimum balance are required to earn the stated APY. Early withdrawal penalties may apply. Fees may reduce earnings. Offers may not be combined.
| Term | APY · $10,000 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsLimited time CD special rate for balances of $10,000 to $99,999. Early withdrawal penalties may apply | 3.73% | — | 3.73% | $185 |
| 6 monthsLimited time CD special rate for balances of $100,000 and above. Early withdrawal penalties may apply | — | 3.88% | —3.88% from $100k | — |
| 9 monthsLimited time CD special rate for balances of $10,000 to $99,999. Early withdrawal penalties may apply | 3.83% | — | 3.83% | $286 |
| 9 monthsLimited time CD special rate for balances of $100,000 and above. Early withdrawal penalties may apply | — | 3.98% | —3.98% from $100k | — |
| 13 monthsLimited time CD special rate for balances of $10,000 to $99,999. Early withdrawal penalties may apply | 3.93% | — | 3.93% | $426 |
| 13 monthsLimited time CD special rate for balances of $100,000 and above. Early withdrawal penalties may apply | — | 4.08% | —4.08% from $100k | — |
Sources (1)
- bankorient.com/en-us/Bank-Solu…/Certificates-of-Deposit · captured Sep 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.