Bank · FDIC insured
Bank of the Orient
A $1.2B bank headquartered in San Francisco, CA, with 9 branches in 2 states. Best rates: CDs 4.08% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.08%CD rates →
- Savings—3.65%Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of the Orient
- Headquarters
- 1023 Stockton St, San Francisco, CA 94108
- FDIC certificate
- 20387 ↗
Branches
9 branches in 2 states
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California
6 branches
San Francisco area · 3
- Bank of the OrientMain office1023 Stockton St, San Francisco, CA 94108Directions
- Clement And Sixth Branch317 6th Ave, San Francisco, CA 94118Directions
- Irving Street Branch2001 Irving St, San Francisco, CA 94122Directions
Burlingame area · 1
- Burlingame Branch1423 Burlingame Ave, Burlingame, CA 94010Directions
Millbrae area · 1
- Millbrae Branch500 Broadway, Millbrae, CA 94030Directions
Oakland area · 1
- Oakland Branch388 9th St, Oakland, CA 94607Directions
Texas
2 branches
Houston area · 1
- Bellaire Branch10080 Bellaire Blvd, Houston, TX 77072Directions
Sugar Land area · 1
- Sugar Land Branch3388-A Highway 6 South, Sugar Land, TX 77478Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.65% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 2.16% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.76% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $94 | $88 | — |
- CapitalLeverage ratio11.65%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent2.16%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.76%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$94Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of the Orient are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.