Credit union · NCUA insured
Show Me Credit Union CD Rates
Show Me Credit Union’s best CD rate is 3.85% APY on a 9-month share certificate (CD). Terms run from 1 month to 3 years. Rates checked October 16, 2026.
How Show Me Credit Union’s CD rates compare
Compared with banks and credit unions near Mexico, MO, where Show Me Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Show Me Credit Union
3.85%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $287
Share Certificates
Top rate
The Bank of Missouri
4.14%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $309
2nd-highest rate
HomeBank
4.11%APY
- Term
- 14 months
- Minimum
- $2,500
- Earns on $10,000
- $481
Show Me Credit Union CD score
70
CD score
Higher than 27% of U.S. banks and credit unions
- 3–8 months3–8 mo1.75%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo2.30%
- 31–60 months31–60 mo2.40%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Show Me Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.85%APY · 10 terms
Dividends compound daily and are credited quarterly. Early withdrawal penalties may apply. $500 minimum opening deposit required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 month | 1.10% | $9 |
| 2 months | 1.10% | $18 |
| 3 months | 1.10% | $27 |
| 6 months | 1.75% | $87 |
| 9 monthsSpecial (Limited Time Only) | 3.85% | $287 |
| 12 months | 2.00% | $200 |
| 18 months | 2.10% | $317 |
| 24 months | 2.20% | $445 |
| 30 months | 2.30% | $585 |
| 36 months | 2.40% | $737 |
Special-purpose accounts
IRA Certificate
Up to 3.85%APY · 3 terms
Available for Traditional, Roth, and Education IRA accounts. Dividends compound daily and are credited quarterly. Early withdrawal penalties may apply. $500 minimum opening deposit required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsSpecial (Limited Time Only) | 3.85% | $287 |
| 12 months | 2.00% | $200 |
| 24 months | 2.20% | $445 |
Who can join Show Me Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Audrain County or Callaway County are eligible for membership.
- Individuals who work in Audrain County or Callaway County are eligible for membership.
Family and household
- Individuals who have an immediate family member who is already a member of Show Me Credit Union are eligible for membership.
Cost to join
- A $1 share deposit is required to establish membership and ownership.
Membership information collected October 4, 2026.