Bank · FDIC insured
St. Henry Bank
A $435.6M bank headquartered in St. Henry, OH, with 3 branches in Ohio. Best rates: CDs 3.82% and savings 0.15% APY.
St. Henry Bank Carrot Score
63
Carrot Score
Higher than 8% of U.S. banks and credit unions
#4 of 6 in Celina, OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About St. Henry Bank
The St. Henry Bank is family owned and operated.
- Headquarters
- 231 E Main St, St. Henry, OH 45883
- FDIC certificate
- 9871 ↗
Branches
3 branches in Ohio
Loading map…
Ohio
3 branches
- The St. Henry BankMain office231 E Main St, St. Henry, OH 45883Directions
- Maria Stein Branch8111 Ohio 119, Maria Stein, OH 45860Directions
- North Eastern Branch502 N Eastern Ave, St. Henry, OH 45883Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.61% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.10% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.57% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $64 | $81 | — |
- CapitalLeverage ratio13.61%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.10%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.57%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$64Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of St. Henry Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.