Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 376–390 results
- Newburg BankCertificate of DepositCD · 24 months · $500 min · 4.05%–4.13% by balance
Bank · Add a location to see nearby branches
4.13%APY$843 over 24 months on $10,000Requirements
Product: Fixed rate. A penalty may be imposed for early withdrawal. Full disclosure of all products provided at time of account opening or upon request. Fees could reduce earnings.
Offer: Opening balance under $10,000. Interest credited annually.
4.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $10,000 4.05% $10,000 and upYour amountInterest credited monthly. 4.13% Rate checked
More details - MASSMUTUALShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.13%APY$843 over 24 months on $10,000intro rateRequirements
Product: $500 minimum deposit to open and earn stated dividend rate and receive Annual Percentage Yield. Early withdrawal penalties apply. Automatic renewal at maturity for 15-Month Promotional into standard 12-Month Share Certificate.
Promotional rate · 4.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - Del Norte Credit UnionCertificatesCD · 24 months · $1,000 min · 4.08%–4.18% by balance
Credit union · Add a location to see nearby branches
4.13%APY$843 over 24 months on $10,000intro rateRequirements
Product: Penalty may be imposed for early withdrawal. Fees may reduce earnings. Dividends compounded daily and paid monthly.
Promotional rate · 4.00% interest rate · Compounded daily · Effective Oct 3, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and up 4.08% $10,000 and upYour amount 4.13% $100,000 and up 4.18% Rate checked
More details - Create Credit UnionLevel Up Certificate of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.13%APY$843 over 24 months on $10,000Requirements
Product: Variable rate with one-time rate increase option during term to currently effective rate. Early withdrawal penalty of 90 days interest for 3, 6, and 12-month terms, and 180 days interest for 18, 24, 36, 48, and 60-month terms. Subsequent deposits allowed only within first 7 days of account opening.
Offer: 180-day interest penalty for early withdrawal. One-time bump up rate allowed during term.
4.05% interest rate
Rate checked
More details - Police Credit Union of CTTerm Share CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.13%APY$842 over 24 months on $10,000Requirements
Product: Minimum Balance for all share certificates is $1,000 and is required to earn the stated APY. Dividends compounded monthly. Penalty will be imposed for early withdrawal.
4.05% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - B-M S Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.12%APY$841 over 24 months on $10,000Requirements
Product: Early withdrawal fee if access to funds needed. $1,000 minimum balance to open account. Transaction limitations apply.
4.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - FedFinancial Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.12%APY$841 over 24 months on $10,000Requirements
Product: APY is based on a $1,000 deposit and may vary based on the amount of deposit. Early withdrawal penalty applies: 90 days' dividends for terms less than 1 year, 180 days' dividends for terms of 1 year or more.
Offer: APY is based on a $1,000 deposit and may vary based on the amount of deposit.
4.04% interest rate · Effective Oct 3, 2026
Rate checked
More details - SunWest Credit Union of ArizonaCertificate of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.12%APY$841 over 24 months on $10,000Requirements
Product: Dividends paid monthly. Fixed rates in effect for the term of the account. A penalty may be imposed for early withdrawal. Must be a SunWest member to open.
4.04% interest rate
Rate checked
More details - Century Heritage Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.11%APY$839 over 24 months on $10,000intro rateRequirements
Product: Penalty for early withdraw may apply.
Offer: Penalty for early withdraw may apply.
Promotional rate · Effective Oct 19, 2026
Rate checked
More details - Marquette Savings BankCertificates of DepositCD · 24 months · $10,000 min
Bank · Add a location to see nearby branches
4.11%APY$839 over 24 months on $10,000Requirements
Product: Minimum opening deposit of $500.00 except where noted. Daily balance method used to calculate interest. Additional deposits cannot be made during term. Early withdrawal penalties apply.
Offer: Ladder CD promotional kicker rate for 2 Year CD. Minimum opening deposit of $10,000 required for each of the three CDs opened. Must open and maintain at least three CDs simultaneously, with like ownership, with staggered maturity terms. Kicker rate valid for initial term only. IRAs excluded.
4.05% interest rate · Effective Oct 20, 2026
Rate checked
More details - O'Bannon BankCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.11%APY$839 over 24 months on $10,000Requirements
Product: $1,000 minimum required to open and obtain APY. Rates subject to change without notice at the discretion of the bank at anytime. Penalty for Early Withdrawal.
4.05% interest rate · Effective Oct 21, 2026
Rate checked
More details - State Savings BankCertificate of DepositCD · 24 months · $2,000 min · 4.06%–4.22% by balance
Bank · Add a location to see nearby branches
4.11%APY$839 over 24 months on $10,000Requirements
Product: Deposit accounts are only available to residents of Iowa in Polk, Jasper, and surrounding counties. Substantial penalty for early withdrawal. Interest compounds quarterly. CD Rate Advantage: Once during the term, you may exchange your interest rate for the current 48-month CD rate. The new rate will equal the rate of the applicable tier based on your CD balance.
4.00% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $2,000 – $10,000 4.06% $10,000 – $50,000Your amount 4.11% $50,000 – $245,000 4.22% Over $245,000 4.11% Rate checked
More details - Dynamic Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.11%APY$839 over 24 months on $10,000Requirements
Product: All terms require a minimum deposit of $500. Early withdrawal penalty: If certificate is less than 12 months, a 90 day dividend penalty will be imposed; if the certificate is greater than 12 months, a 180 day dividend penalty will be imposed.
Offer: Early withdrawal penalty: If the certificate is greater than 12 months, a 180 day dividend penalty will be imposed.
4.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - Town of Cheektowaga Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.11%APY$839 over 24 months on $10,000Requirements
Product: Dividends are calculated based upon the member's average quarterly balance and are disbursed and compounded on the last day of the quarter.
Offer: Penalty for early withdrawal is 180 days of accrued interest.
4.05% interest rate
Rate checked
More details - Scenic Community Credit UnionShare CertificatesCD · 24–30 months · $500 min
Credit union · Add a location to see nearby branches
4.11%APYRequirements
Product: Early withdrawal penalties apply (90 days' dividends for terms of 1 year or less; 180 days' dividends for terms longer than 1 year). Minimum deposit and balance is $2,500 for terms under 2 years and $500 for terms of 2 years or more.
Offer: 24 to 30 Months term ($500 minimum). Early withdrawal penalty of 180 days' dividends applies.
4.05% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank