Credit union · NCUA insured
Century Heritage Federal Credit Union
A $288M credit union headquartered in Pittsburgh, PA, with 18,935 members and 6 branches in Pennsylvania. Best rates: CDs 4.21% and savings 0.35% APY.
Century Heritage Federal Credit Union Carrot Score
77
Carrot Score
Higher than 43% of U.S. banks and credit unions
#47 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Century Heritage Federal Credit Union
Formed in 1935 by forty U.S. Steel Duquesne Works employees to save and make small loans to each other, Century Heritage Federal Credit Union began operations under a federal charter in 1936.
Headquartered in Pittsburgh, Pennsylvania, the financial cooperative is not-for-profit and member-owned.
The credit union focuses solely on serving the Greater Pittsburgh Region.
- Headquarters
- 700 Regis Ave, Pittsburgh, PA 15236-1425
- NCUA charter
- 1352
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, volunteers, or attends school in Allegheny, Armstrong, Beaver, Butler, Fayette, Washington, and Westmoreland Counties is eligible for membership.
Family and household
- Immediate family or household members of eligible individuals are eligible to join.
Other ways
- Businesses and other legal entities located in Allegheny, Armstrong, Beaver, Butler, Fayette, Washington, and Westmoreland Counties are eligible for membership.
Cost to join
- Membership in Century Heritage is free.
Branches
6 branches in Pennsylvania
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Pennsylvania
6 branches
- 04-West MifflinMain office700 Regis Ave, Pittsburgh, PA 15236Directions
- 09-Leechburg260 Pershing Ave, Leechburg, PA 15656Directions
- 03-Olympia Branch4313 Walnut St, Ste 14, Olympia Shopping Ctr, McKeesport, PA 15132Directions
- 06-McMurray115 E McMurray Rd, McMurray, PA 15317Directions
- 05-Bethel Park6011 Baptist Rd Ste 200, Pittsburgh, PA 15236Directions
- 07-Homeville4917 Homeville Rd, West Mifflin, PA 15122Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.48% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.75% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.02% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $75 | $76 | — |
- CapitalNet worth ratio11.48%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.75%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.02%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$75Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Century Heritage Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.