Credit union · NCUA insured
Century Heritage Federal Credit Union CD Rates
Century Heritage Federal Credit Union’s best CD rate is 4.21% APY on a 2-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Century Heritage Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Century Heritage Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Century Heritage Federal Credit Union
4.11%APY
- Term
- 13 months
- Minimum
- $500
- Earns on $10,000
- $446
Share Certificates
Top rate
Tri Boro Federal Credit Union
4.50%APY
- Term
- 17 months
- Minimum
- $1,000
- Earns on $10,000
- $643
2nd-highest rate
First Federal of Greene or FFGC
4.35%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $435
Century Heritage Federal Credit Union CD score
88
CD score
Higher than 84% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo4.11%
- 16–30 months16–30 mo4.11%
- 31–60 months31–60 mo3.65%
- QualifiedQualified4.11%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Century Heritage Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Share Certificates
Up to 4.21%APY · 5 terms
Penalty for early withdraw may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsPenalty for early withdraw may apply | 3.65% | — |
| 18 monthsPenalty for early withdraw may apply | 3.65% | — |
| 24 monthsPenalty for early withdraw may apply | 4.21% | — |
| 36 monthsPenalty for early withdraw may apply | 3.70% | — |
| 60 monthsPenalty for early withdraw may apply | 3.75% | — |
Sources (1)
- chfcu.org/rates · captured Sep 17, 2026
Share Certificates
Up to 4.11%APY · 7 terms
Penalty for early withdraw may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsPenalty for early withdraw may apply | 3.50% | $173 |
| 12 monthsPenalty for early withdraw may apply | 3.55% | $355 |
| 13 months13 Month Share Certificate Special. Penalty for early withdraw may apply | 4.11% | $446 |
| 18 monthsPenalty for early withdraw may apply | 3.55% | $537 |
| 24 monthsPenalty for early withdraw may apply | 4.11% | $839 |
| 36 monthsPenalty for early withdraw may apply | 3.60% | $1,119 |
| 60 monthsPenalty for early withdraw may apply | 3.65% | $1,963 |
Special-purpose accounts
Jumbo IRA Certificates
Up to 4.21%APY · 5 terms
Penalty for early withdraw may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsPenalty for early withdraw may apply | 3.65% | — |
| 18 monthsPenalty for early withdraw may apply | 3.65% | — |
| 24 monthsPenalty for early withdraw may apply | 4.21% | — |
| 36 monthsPenalty for early withdraw may apply | 3.70% | — |
| 60 monthsPenalty for early withdraw may apply | 3.75% | — |
Sources (1)
- chfcu.org/rates · captured Sep 17, 2026
IRA Certificate Accounts
Up to 4.11%APY · 7 terms
Traditional and Roth IRA certificates available. Penalty for early withdraw may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsPenalty for early withdraw may apply | 3.50% | $173 |
| 12 monthsPenalty for early withdraw may apply | 3.55% | $355 |
| 13 months13 Month IRA Certificate Special. Penalty for early withdraw may apply | 4.11% | $446 |
| 18 monthsPenalty for early withdraw may apply | 3.55% | $537 |
| 24 monthsPenalty for early withdraw may apply | 4.11% | $839 |
| 36 monthsPenalty for early withdraw may apply | 3.60% | $1,119 |
| 60 monthsPenalty for early withdraw may apply | 3.65% | $1,963 |
Who can join Century Heritage Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, volunteers, or attends school in Allegheny, Armstrong, Beaver, Butler, Fayette, Washington, and Westmoreland Counties is eligible for membership.
Family and household
- Immediate family or household members of eligible individuals are eligible to join.
Other ways
- Businesses and other legal entities located in Allegheny, Armstrong, Beaver, Butler, Fayette, Washington, and Westmoreland Counties are eligible for membership.
Cost to join
- Membership in Century Heritage is free.
Membership information collected October 5, 2026.