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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 331–345 results

  1. Top Carrot, Carrot Score 99
    Fort Community Credit UnionCertificateCD · 36 months · $250 min

    Credit union · Add a location to see nearby branches

    4.06%APY$1,268 over 36 months on $10,000intro rate
  2. Top Carrot, Carrot Score 91
    Bank of the Flint HillsCertificate of DepositCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    4.06%APY$1,268 over 36 months on $10,000
  3. Top Carrot, Carrot Score 89
    FirstBank of NebraskaCertificates of DepositCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.06%APY$1,268 over 36 months on $10,000intro rate
  4. Top Carrot, Carrot Score 93
    U.P. State Credit UnionCertificates of DepositCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.06%APY$1,268 over 36 months on $10,000
  5. Transport Credit UnionShare CertificateCD · 36 months

    Credit union · Add a location to see nearby branches

    4.06%APY$1,268 over 36 months on $10,000
  6. Loudoun Credit UnionShare CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.06%APY$1,268 over 36 months on $10,000intro rate
  7. Top Carrot, Carrot Score 89
    Central Bank UtahCertificates of DepositCD · 36–47 months · $500 min

    Bank · Add a location to see nearby branches

    4.06%APY
  8. Top Carrot, Carrot Score 91
    WEPCO Federal Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.06%APY$1,268 over 36 months on $10,000
  9. Top Carrot, Carrot Score 88
    Freedom Credit UnionSavings CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000
  10. Top Carrot, Carrot Score 88
    Freedom Credit Union36-Month Certificate SpecialCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000intro rate
  11. Top Carrot, Carrot Score 97
    Aspire Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000intro rate
  12. Top Carrot, Carrot Score 93
    Ironworkers USA Credit UnionLong-Term CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000
  13. Top Carrot, Carrot Score 89
    First Bank ChicagoCertificates of Deposit (CD)CD · 36 months · $2,500 min

    Bank · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000
  14. Top Carrot, Carrot Score 92
    Houston Federal Credit UnionFlexible-Term CertificateCD · 36–47 months · $500 min

    Credit union · Add a location to see nearby branches

    4.05%APY
  15. Top Carrot, Carrot Score 90
    Bridge Credit UnionStandard CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.05%APY$1,265 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,164 CDs at 3,673 banks and credit unions · checked Oct 16–23

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate