Ironworkers USA Credit Union CD Rates

How Ironworkers USA Credit Union’s CD rates compare

Compared with banks and credit unions near Seattle, WA, where Ironworkers USA Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Ironworkers USA Credit Union
4.75%APY
Term
24 months
Requires
None
Minimum
$500
Earns on $10,000
$973
Long-Term Certificate
2nd-highest rate
HSBC USA
4.60%APY
Term
24 months
Requires
Another account
Minimum
$1,000
Earns on $10,000
$941
HSBC USA rates
3rd-highest rate
Ukrainian Federal Credit Union
4.50%APY
Term
36 months
Requires
None
Minimum
$500
Earns on $10,000
$1,412
Ukrainian Federal Credit Union rates

Compare CD rates near you →

CD score

Higher than 97% of U.S. banks and credit unions

By term

3–8 months3–8 mo4.00%
9–15 months9–15 mo4.05%
16–30 months16–30 mo4.75%
31–60 months31–60 mo4.10%
QualifiedQualified4.75%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Ironworkers USA Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Long-Term Certificate

Up to 4.75%APY · 5 termsFrom $500 to open

For members wanting to invest their money for longer than one year, generally receiving a higher rate of return. You can start with as little as $500 and set your own term up to 60 months.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
18 months	4.10%	$621
24 months	4.75%	$973
36 months	4.05%	$1,265
48 months	4.05%	$1,721
60 months	4.10%	$2,225

Sources (1)

ironworkerscu.org/savings · captured Oct 22, 2026

Short-Term Certificate

Up to 4.05%APY · 2 terms

For members wanting a quick return on their investment, generally payable or reaching maturity within a relatively brief time, generally less than one year.