Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 316–330 results
- First Choice Financial Federal Credit UnionShare CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.92%APY$293 over 9 months on $10,000Requirements
Product: $500 Minimum Balance Required; Interest Compounded Daily; Penalty for early withdrawal; Rates are subject to change without notice
Offer: Credit Monthly
3.85% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - American Heritage Credit UnionCertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.91%APY$292 over 9 months on $10,000intro rateRequirements
Product: Open with as little as $500. Listed APY paid on $1,000 minimum balance ($100,000 minimum for Jumbo). $500 minimum balance Share Certificates available at 0.10% lower APY. A penalty will or may be imposed for early withdrawal.
Offer: Listed APY paid on $1,000 minimum balance; $500 minimum balance available at 0.10% lower APY. A penalty will or may be imposed for early withdrawal.
Promotional rate · 3.84% interest rate · Effective Oct 5, 2026
Rate checked
More details - Harrison Police & Firemen's Federal Credit Union9 Month CertificateCD · 9 months
Credit union · Add a location to see nearby branches
3.91%APY$292 over 9 months on $10,0003.85% interest rate · Effective Oct 4, 2026
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More details - Healthcare Services Credit UnionShare CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.91%APY$292 over 9 months on $10,000Requirements
Product: Fixed interest rate until maturity. Requires a $1,000 minimum deposit to open. No additional deposits can be made once opened. Early withdrawal penalties apply. Dividends are paid quarterly. Renews automatically at current market rate with notice sent at least 10 days before maturity.
3.85% interest rate · Effective Aug 1, 2026
Rate checked
More details - Alpine Credit UnionValue CertificateCD · 6–11 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APYRequirements
Product: Pays the highest dividend rate. Maturity date options 3-60 months. Auto renewal. Standard maturity terms are 3 months, 6 months, 1 year, 2 years, 3 years, 4 years, and 5 years. If non-standard term is selected, renews at next shortest standard term. 10-day grace period after renewal.
3.85% interest rate
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More details - Ever $ Green Federal Credit UnionShare CertificateCD · 6–11 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APYRequirements
Product: Requires a savings account to open. Interest is posted monthly to the account of choice.
3.83% interest rate
Rate checked
More details - First National Bank of AbseconCD SpecialsCD · 9 months · $10,000 min
Bank · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000intro rateRequirements
Product: This offer is for new money ONLY. Minimum deposit of new money required to earn advertised APY up to a maximum of $250,000. Assumes interest remains on deposit to maturity. Penalties for early withdrawal apply. Offer may be withdrawn at any time.
Offer: New money only. Maximum $250,000 for advertised APY.
Promotional rate · 3.84% interest rate · Balance cap $250,000 · Effective Oct 22, 2026
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More details - First Federal Savings & Loan AssociationShort Term CertificatesCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000Requirements
Product: Fixed rate CD. Length of deposit 1 to 9 Months. Additional deposits of $500 or more allowed at any time. Early withdrawal penalty is 30 days interest (waived upon death or legal incompetence of account holder).
Offer: 9-Month CD = 270 calendar days. Must maintain minimum daily balance of $500 to maintain APY (account may be closed if reduced below $500).
3.77% interest rate · Effective Oct 21, 2026
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More details - Collins Community Credit UnionCertificates of Deposit (CDs)CD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000Requirements
Product: Must meet membership eligibility requirements. Requires $1,000.00 to open and earn APY. Penalty may be assessed for early withdrawal. Rates for renewing Certificates may differ from rates available for new-money deposits; higher promotional rates may be available for new funds from outside the credit union.
Offer: 9 Month CDs are not available as IRA CDs. APY assumes dividends remain in account until maturity. Penalty may be assessed for early withdrawal.
Effective Sep 18, 2026
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More details - Matadors Community Credit UnionRegular CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000Requirements
Product: Become a Platinum Member and you can earn an additional .15% on any Regular Certificate 12 months or longer. Low Minimum Opening Deposit of $1,000. Early withdrawal penalty may be imposed.
Offer: Choice of 9-month term. APY calculations based on balances of $10,000 and assumes dividends and principal remain on deposit for the entire term. Dividends compounded and paid monthly. Early withdrawal penalty may apply.
3.83% interest rate · Effective Oct 1, 2026
Rate checked
More details - Technicolor Federal Credit UnionShare CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000intro rateRequirements
Product: Fixed interest rate for the entire term of the certificate. Certificate dividends are earned daily and paid monthly. Early withdrawal penalty applies. Fees may reduce earnings.
Offer: Fixed rate; Promo
Promotional rate · Effective Oct 16, 2026
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More details - Magnifi FinancialCertificatesCD · 9 months · $500 min · 3.90%–4.00% by balance
Credit union · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000Requirements
Product: Rates subject to change without notice. Dividends compound monthly. Minimum opening deposit $500. Automatically renewable. Penalty for early withdrawal: Terms of less than 9 months = 90 Days' Dividends; Terms of 9 months but less than 24 months = 180 Days' Dividends; Terms of 24 months and greater = 365 Days' Dividends. Penalty waived for withdrawals of up to 10% of opening balance one time during certificate term.
Offer: Best Standard Rate
3.83% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Certificates Balance APY $500 – $24,999Your amount 3.90% $25,000 – $49,999 3.90% $50,000 – $99,999 4.00% $100,000 – $149,999 4.00% $150,000 and up 4.00% Rate checked
More details - Communication Federal Credit UnionShare CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000intro rateRequirements
Product: Rates subject to change at any time. A penalty may be imposed for early withdrawal. $1,000 minimum deposit required to open. Interest is paid monthly on the daily balance from the date of issue. Automatically renews at maturity.
Offer: Certificate Special. Fixed rate type. Early withdrawal penalty may apply.
Promotional rate · 3.83% interest rate · Effective Oct 13, 2026
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More details - BankGloucesterCertificate of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000Requirements
Product: No account fees; no penalty for interest withdrawal. Early withdrawal penalty applies. Deposits insured in full.
Offer: Monthly compounding.
3.78% interest rate
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More details - Countryside BankCertificates of DepositCD · 9 months · $10,000 min
Bank · Add a location to see nearby branches
3.90%APY$291 over 9 months on $10,000Requirements
Product: Substantial penalty for early withdrawal.
Offer: Compounds Quarterly.
3.84% interest rate
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,356 CDs at 1,186 banks and credit unions · checked Oct 16–23
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.39%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank