Credit union · NCUA insured
Healthcare Services Credit Union CD Rates
Top CarrotHealthcare Services Credit Union’s best CD rate is 3.96% APY on a 6-month share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 15, 2026.
How Healthcare Services Credit Union’s CD rates compare
Compared with banks and credit unions near Chattanooga, TN-GA, where Healthcare Services Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Healthcare Services Credit Union
3.96%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $196
Share Certificates
Top rate
First Jackson Bank
5.01%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,769
2nd-highest rate
Tennessee Valley Federal Credit Union
4.50%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $450
Healthcare Services Credit Union CD score
83
CD score
Higher than 64% of U.S. banks and credit unions
- 3–8 months3–8 mo3.96%
- 9–15 months9–15 mo3.91%
- 16–30 months16–30 mo3.80%
- QualifiedQualified3.96%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Healthcare Services Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.96%APY · 5 terms
Fixed interest rate until maturity. Requires a $1,000 minimum deposit to open. No additional deposits can be made once opened. Early withdrawal penalties apply. Dividends are paid quarterly. Renews automatically at current market rate with notice sent at least 10 days before maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.96% | $196 |
| 9 months | 3.91% | $292 |
| 12 months | 3.91% | $391 |
| 18 months | 3.80% | $575 |
| 24 months | 3.55% | $723 |
Who can join Healthcare Services Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.