Credit union · NCUA insured
Ever $ Green Federal Credit Union
A $71.9M credit union headquartered in Rochester, NY, with 5,253 members and 2 branches in New York. Best rates: CDs 3.90% and savings 0.75% APY.
Ever $ Green Federal Credit Union Carrot Score
75
Carrot Score
Higher than 39% of U.S. banks and credit unions
#15 of 32 in Rochester, NY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Ever $ Green Federal Credit Union
Established on March 3, 1968, Ever $ Green Federal Credit Union was granted a federal charter by the NCUA to provide affordable financial services to school district teachers and members.
Originally named Rush-Henrietta Educators Association Federal Credit Union, the institution formed Ever $ Green FCU in the 1980s through mergers with Wheatland Chili and Getinge Castle credit unions.
Wholly owned and operated by its membership as a cooperative, the credit union maintains its nominating committee address in Rochester, New York.
- Headquarters
- 2215 E Henrietta Rd, Rochester, NY 14623
- NCUA charter
- 18649
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individuals who are part of Ever $ Green's several associations are eligible for membership.
- Individuals who are part of Ever $ Green's several businesses are eligible for membership.
- Individuals who are part of Ever $ Green's several churches are eligible for membership.
- Individuals who are part of Ever $ Green's several labor unions are eligible for membership.
Military, government and schools
- Individuals who are part of Ever $ Green's several school districts are eligible for membership.
Family and household
- Any member of a current member's immediate family is eligible for membership.
Branches
2 branches in New York
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New York
2 branches
- Main OfficeMain office2215 E Henrietta Rd, Rochester, NY 14623Directions
- Irondequoit Branch200 Perrin Dr, Rochester, NY 14622Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.53% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.51% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.87% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $57 | $59 | — |
- CapitalNet worth ratio9.53%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.51%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.87%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$57Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Ever $ Green Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.