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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 316–330 results

  1. Top Carrot, Carrot Score 88
    Heartland Credit UnionCertificates of DepositCD · 3 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.51%APY$87 over 3 months on $10,000
  2. Castroville State BankCertificate of DepositCD · 3 months · $1,000 min · 3.51%–3.87% by balance

    Bank · Add a location to see nearby branches

    3.51%APY$87 over 3 months on $10,000
  3. Dieterich BankCertificates of Deposit (CDs)CD · 3 months · $2,500 min

    Bank · Add a location to see nearby branches

    3.51%APY$87 over 3 months on $10,000
  4. Top Carrot, Carrot Score 88
    Credit Union For AllCertificateCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.51%APY$87 over 3 months on $10,000
  5. Top Carrot, Carrot Score 89
    Qualstar Credit UnionShare CertificateCD · 3 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.51%APY$87 over 3 months on $10,000
  6. Top Carrot, Carrot Score 87
    Amarillo National BankCertificate of Deposit (CD)CD · 1–5 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.50%APY
  7. State Bank of India (California)Certificate of Deposit (CD)CD · 1–3 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.50%APY
  8. Top Carrot, Carrot Score 93
    San Diego Firefighters Federal Credit UnionShare CertificateCD · 3 months · $2,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$86 over 3 months on $10,000
  9. St. Francis X Federal Credit UnionShare CertificatesCD · 3 months · $500 min · 3.50%–3.60% by balance

    Credit union · Add a location to see nearby branches

    3.50%APY$86 over 3 months on $10,000
  10. National Grand BankCertificate of DepositCD · 3 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.50%APY$86 over 3 months on $10,000
  11. Numerica Credit UnionCertificatesCD · 3 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$86 over 3 months on $10,000
  12. Top Carrot, Carrot Score 94
    City First BankCertificates of Deposit (CD) (Retail/Consumer Only)CD · 3 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.50%APY$86 over 3 months on $10,000
  13. Top Carrot, Carrot Score 88
    USC Credit UnionShare CertificatesCD · 3 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$86 over 3 months on $10,000
  14. Top Carrot, Carrot Score 87
    Ponce BankCertificate of DepositCD · 3 months · $500 min

    Bank · Add a location to see nearby branches

    3.50%APY$86 over 3 months on $10,000
  15. Top Carrot, Carrot Score 95
    Thinkwise Credit UnionTerm Share CertificateCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$86 over 3 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-month CDs pay nationwide

2,136 CDs at 1,933 banks and credit unions · checked Oct 22–23

Typical
2.01%
Top 10% from
3.72%
Banks, typical
1.86%
Credit unions, typical
2.22%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate