Credit union · NCUA insured
Qualstar Credit Union CD Rates
Top CarrotQualstar Credit Union’s best CD rate is 3.51% APY on a 3-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Qualstar Credit Union’s CD rates compare
Compared with banks and credit unions near Seattle, WA, where Qualstar Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Qualstar Credit Union
3.51%APY
- Term
- 3 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $87
Share Certificate
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
Qualstar Credit Union CD score
76
CD score
Higher than 42% of U.S. banks and credit unions
- 3–8 months3–8 mo3.51%
- 9–15 months9–15 mo3.25%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.51%
- QualifiedQualified3.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Qualstar Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.51%APY · 9 terms
Tiered rate structure pays based on the total balance of all certificates held. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsDividends compound and credit monthly. Term not available as IRA Certificate | 3.51% | $87 |
| 6 monthsDividends compound and credit monthly | 3.40% | $169 |
| 12 monthsDividends compound and credit monthly | 3.25% | $325 |
| 18 monthsDividends compound and credit monthly | 3.25% | $491 |
| 24 monthsDividends compound and credit monthly | 3.25% | $661 |
| 30 monthsDividends compound and credit monthly. Term not available as IRA Certificate | 3.25% | $832 |
| 36 monthsDividends compound and credit monthly | 3.25% | $1,007 |
| 48 monthsDividends compound and credit monthly | 3.35% | $1,409 |
| 60 monthsDividends compound and credit monthly | 3.51% | $1,883 |
Special-purpose accounts
IRA Certificate
Up to 3.51%APY · 7 terms
Tiered rate structure pays based on the total balance of all certificates held. Early withdrawal penalty may apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends compound and credit monthly | 3.40% | $169 |
| 12 monthsDividends compound and credit monthly | 3.25% | $325 |
| 18 monthsDividends compound and credit monthly | 3.25% | $491 |
| 24 monthsDividends compound and credit monthly | 3.25% | $661 |
| 36 monthsDividends compound and credit monthly | 3.25% | $1,007 |
| 48 monthsDividends compound and credit monthly | 3.35% | $1,409 |
| 60 monthsDividends compound and credit monthly | 3.51% | $1,883 |
Who can join Qualstar Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.