Credit union · NCUA insured
Credit Union For All CD Rates
Top CarrotCredit Union For All’s best CD rate is 3.62% APY on a 6-month share certificate (CD). Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How Credit Union For All’s CD rates compare
Compared with banks and credit unions near Bloomington, IL, where Credit Union For All has the most branches. $10,000, best rate first.
This credit union’s best
Credit Union For All
3.60%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $178
Certificate
Top rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
2nd-highest rate
First State Bank
4.25%APY
- Term
- 28 months
- Minimum
- $1,000
- Earns on $10,000
- $1,020
Credit Union For All CD score
79
CD score
Higher than 50% of U.S. banks and credit unions
- 3–8 months3–8 mo3.60%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.51%
- 31–60 months31–60 mo3.51%
- QualifiedQualified3.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Credit Union For All ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Certificate
Up to 3.62%APY · 10 terms
$100,000 minimum balance. Dividends paid monthly. Effective December 1, 2025. *APY = Annual Percentage Yield. Dividends paid monthly. A penalty will be assessed for early termination.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthTerm: 1 month | 0.77% | — |
| 3 monthsTerm: 3 months | 3.53% | — |
| 6 monthsTerm: 6 months | 3.62% | — |
| 12 monthsTerm: 12 months | 3.57% | — |
| 18 monthsTerm: 18 months | 3.53% | — |
| 24 monthsTerm: 24 months | 3.53% | — |
| 30 monthsTerm: 30 months | 3.53% | — |
| 36 monthsTerm: 36 months | 3.53% | — |
| 48 monthsTerm: 48 months | 3.47% | — |
| 60 monthsTerm: 60 months | 3.53% | — |
Sources (1)
- cuforall.com/savings-lending-rates · captured Oct 6, 2026
Certificate
Up to 3.60%APY · 10 terms
$500 minimum balance. Dividends paid monthly. Effective December 1, 2025. *APY = Annual Percentage Yield. Dividends paid monthly. A penalty will be assessed for early termination.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthTerm: 1 month | 0.75% | $6 |
| 3 monthsTerm: 3 months | 3.51% | $87 |
| 6 monthsTerm: 6 months | 3.60% | $178 |
| 12 monthsTerm: 12 months | 3.55% | $355 |
| 18 monthsTerm: 18 months | 3.51% | $531 |
| 24 monthsTerm: 24 months | 3.51% | $714 |
| 30 monthsTerm: 30 months | 3.51% | $901 |
| 36 monthsTerm: 36 months | 3.51% | $1,090 |
| 48 monthsTerm: 48 months | 3.45% | $1,453 |
| 60 monthsTerm: 60 months | 3.51% | $1,883 |
Sources (1)
- cuforall.com/savings-lending-rates · captured Oct 6, 2026
Special-purpose accounts
Jumbo IRA Certificate
Up to 3.62%APY · 10 terms
Dividends paid monthly. A penalty will be assessed for early termination.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthTerm: 1 month | 0.77% | $6 |
| 3 monthsTerm: 3 months | 3.53% | $87 |
| 6 monthsTerm: 6 months | 3.62% | $179 |
| 12 monthsTerm: 12 months | 3.57% | $357 |
| 18 monthsTerm: 18 months | 3.53% | $534 |
| 24 monthsTerm: 24 months | 3.53% | $718 |
| 30 monthsTerm: 30 months | 3.53% | $906 |
| 36 monthsTerm: 36 months | 3.53% | $1,097 |
| 48 monthsTerm: 48 months | 3.47% | $1,462 |
| 60 monthsTerm: 60 months | 3.53% | $1,894 |
Sources (1)
- cuforall.com/savings-lending-rates · captured Oct 6, 2026
IRA Certificate
Up to 3.60%APY · 10 terms
$500 minimum balance. Dividends paid monthly. Effective December 1, 2025. *APY = Annual Percentage Yield. Dividends paid monthly. A penalty will be assessed for early termination.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthTerm: 1 month | 0.75% | $6 |
| 3 monthsTerm: 3 months | 3.51% | $87 |
| 6 monthsTerm: 6 months | 3.60% | $178 |
| 12 monthsTerm: 12 months | 3.55% | $355 |
| 18 monthsTerm: 18 months | 3.51% | $531 |
| 24 monthsTerm: 24 months | 3.51% | $714 |
| 30 monthsTerm: 30 months | 3.51% | $901 |
| 36 monthsTerm: 36 months | 3.51% | $1,090 |
| 48 monthsTerm: 48 months | 3.45% | $1,453 |
| 60 monthsTerm: 60 months | 3.51% | $1,883 |
Sources (1)
- cuforall.com/savings-lending-rates · captured Oct 6, 2026
Who can join Credit Union For All
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Individuals joining from outside McLean County are eligible for membership by making a $1 donation to the Dollars for Scholars Foundation.
Where you live or work
- Individuals who reside in McLean County are eligible for membership.
Employers and groups
- Individuals who work in McLean County are eligible for membership.
Family and household
- Individuals with a qualifying family connection are eligible for membership.
Cost to join
- A $1 donation to the Dollars for Scholars Foundation is required for individuals joining from outside McLean County.
Membership information collected October 5, 2026.