Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 286–300 results
- CommonWealth Central Credit Union9 Mos. Special CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000intro rateRequirements
Product: For new money only (funds must not currently be deposited with CommonWealth). Single-term certificate that will not automatically renew at maturity; funds transfer to Regular Share Account at maturity. Limit one Special Share Certificate per member; cannot be combined with any other Special Share Certificate. After opening, no additional deposits allowed.
Offer: For new money only. Maximum deposit limit is $250,000. Single term; does not automatically renew.
Promotional rate · 3.93% interest rate · Balance cap $250,000 · Effective Sep 4, 2026
Rate checked
More details - Farmers Insurance Federal Credit UnionNo Penalty 9-Month CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$299 over 9 months on $10,000intro rateRequirements
Product: Promotional yield of 4.00% APY calculated on a 3.93% base rate. $1,000 minimum deposit/balance. Deposit must be new funds to the Credit Union. IRA share certificates do not qualify. Penalty for early withdrawal is waived except: no withdrawals within the first 30/60 days, and one withdrawal allowed per calendar month after initial period.
Offer: New funds to Credit Union only. IRA share certificates do not qualify. One withdrawal allowed per calendar month after initial period without penalty.
Promotional rate · 3.93% interest rate
Rate checked
More details - 4.00%APY$299 over 9 months on $10,000
Requirements
Product: Promotional certificate. Early withdrawal penalty: 30 days dividend.
Offer: Early withdrawal penalty: 30 days dividend.
Rate checked
More details - City National BankCertificate of DepositCD · 6–12 months · $500 min
Bank · Add a location to see nearby branches
3.99%APYRequirements
Product: An additional 0.10% may be added to stated Certificate of Deposit (CD) interest rate for primary or joint owners of a City Preferred checking account at the time the CD is issued or automatically renews (does not apply to IRAs). Interest compounding monthly available for terms of 18 months or longer; non-compounding options available. Penalty for early withdrawal.
Offer: FIXED RATE: Non-Compounding. Term 180 - 364 days.
3.95% interest rate
Rate checked
More details - Kaw Valley BankCertificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.98%APY$297 over 9 months on $10,000Requirements
Product: Rates effective October 21, 2026. A penalty may be imposed for early withdrawal. Annual percentage yield assumes interest remains on deposit until maturity. Specials terms are not available in IRAs.
Offer: Special rate; not available in IRAs.
3.90% interest rate · Effective Oct 21, 2026
Rate checked
More details - Cornhusker BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.98%APY$297 over 9 months on $10,000Requirements
Product: *The Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. The withdrawal of interest before maturity will reduce earnings and may reduce the APY. A penalty will be imposed for an early withdrawal. Visit a Cornhusker Bank location to open all additional CD terms.
Rate checked
More details - Belgrade State BankCertificates of Deposit (CDs)CD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.97%APY$296 over 9 months on $10,0003.91% interest rate · Effective Oct 22, 2026
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More details - Bankers TrustBankers Trust Certificate of Deposit (CD)CD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.97%APY$296 over 9 months on $10,000Requirements
Product: $1,000 minimum deposit to open ($500 for savers under age 18). Penalty for early withdrawal. Rates vary by Benefits Banking Loyalty Program tier (Base, Bronze, Silver, Gold, Platinum).
Offer: Loyalty Program Bronze Tier (Base + 0.20% IR)
Effective Oct 9, 2026
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More details - First National BankCertificate of DepositCD · 9 months · $10,000 min
Bank · Add a location to see nearby branches
3.97%APY$296 over 9 months on $10,000Requirements
Product: $2,000 minimum to open for standard terms ranging from 30 days to 5 years. Not available to financial institutions or public funds. Early withdrawal penalties may apply.
Effective Aug 18, 2026
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More details - Huntington Federal Savings BankCertificate of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.96%APY$296 over 9 months on $10,000Requirements
Product: Available to residents in the local market area of Huntington Federal. Subject to penalty for early withdrawal. Rates guaranteed for the term of the certificate. Account fees may affect earnings.
Offer: 9 Month C.D.
3.90% interest rate · Effective Sep 22, 2026
Rate checked
More details - Metco Credit UnionCertificates of DepositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.96%APY$296 over 9 months on $10,000intro rateRequirements
Offer: Limited Time Special
Promotional rate · 3.90% interest rate · Effective Oct 15, 2026
Rate checked
More details - Austin Telco Federal Credit UnionShare CertificateCD · 9 months · $1,000 min · 3.96%–4.16% by balance
Credit union · Add a location to see nearby branches
3.96%APY$296 over 9 months on $10,000Requirements
Product: Dividends are compounded and paid quarterly. Funds must remain on deposit for the term of the certificate or penalties apply: terms of 12 months or less - 90 days dividends; terms of over 12 months - 180 days dividends. Minimum balance requirements: $1,000 for regular certificates, $95,000 for Jumbo, and $225,000 for Super Jumbo.
3.90% interest rate
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 – $94,999Your amount 3.96% $95,000 – $224,999 4.06% $225,000 and up 4.16% Rate checked
More details - First Utah BankPromotional CDCD · 6–11 months · $500 min
Bank · Add a location to see nearby branches
3.95%APYRequirements
Product: A penalty may be applied for early withdrawal.
Offer: A penalty may be applied for early withdrawal.
3.89% interest rate · Effective Oct 20, 2026
Rate checked
More details - Tendto Credit UnionShare CertificatesCD · 6–11 months · $1,000 min · 3.95%–4.36% by balance
Credit union · Add a location to see nearby branches
3.95%APYRequirements
Product: All rates and yields stated below are accurate as of October 1, 2026 and are subject to change. Fees may reduce earnings and the dividend rate may change after the account is opened. Choose your term from 6 to 60 months, or any month in between. Penalty imposed for early withdrawal.
3.89% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 3.95% $25,000 and up 4.00% $75,000 and up 4.10% $125,000 and up 4.20% $200,000 and up 4.36% Rate checked
More details - BankUnitedCertificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.95%APY$295 over 9 months on $10,000intro rateRequirements
Product: Minimum opening deposit is $1,000; maximum opening deposit is $250,000 per CD. Advertised promotional rates are for accounts opened online. Early withdrawal penalties apply. At maturity, CDs automatically renew into the standard CD term closest in length at the then-current standard rate unless instructions are provided during the 7-day grace period. No account fees.
Offer: Promotional rate for online accounts. Fixed for initial term. Automatically renews into standard rate closest in length at maturity.
Promotional rate · Effective Oct 21, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,356 CDs at 1,186 banks and credit unions · checked Oct 16–23
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.39%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank