Bank · FDIC insured
Huntington Federal Savings Bank CD Rates
Huntington Federal Savings Bank’s best CD rate is 4.06% APY on a 1-year CD. Terms run from 9 months to 5 years. Rates checked October 22, 2026.
How Huntington Federal Savings Bank’s CD rates compare
Compared with banks and credit unions near Huntington, WV-KY-OH, where Huntington Federal Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Huntington Federal Savings Bank
4.06%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $406
Certificate of Deposit
Top rate
UK Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $373
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Huntington Federal Savings Bank CD score
84
CD score
Higher than 66% of U.S. banks and credit unions
- 9–15 months9–15 mo4.06%
- 16–30 months16–30 mo3.87%
- 31–60 months31–60 mo3.03%
- QualifiedQualified4.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Huntington Federal Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.06%APY · 10 terms
Available to residents in the local market area of Huntington Federal. Subject to penalty for early withdrawal. Rates guaranteed for the term of the certificate. Account fees may affect earnings.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| Unknown182 Day C.D. Minimum balance to open is $500; minimum balance to earn APY is $1,000 | — | 3.58% | 3.58% | $0 |
| Unknown91 Day C.D. Minimum balance to open is $500; minimum balance to earn APY is $1,000 | — | 0.10% | 0.10% | $0 |
| 9 months9 Month C.D | 3.96% | — | 3.96% | $296 |
| 12 months12 Month C.D | 4.06% | — | 4.06% | $406 |
| 18 months18 Month C.D | 3.87% | — | 3.87% | $586 |
| 24 months24 Month C.D | 3.55% | — | 3.55% | $723 |
| 27 months27 Month C.D | 2.02% | — | 2.02% | $460 |
| 30 months30 Month C.D | 2.02% | — | 2.02% | $513 |
| 36 months36 Month C.D | 3.03% | — | 3.03% | $937 |
| 48 months48 Month C.D | 2.02% | — | 2.02% | $833 |
| 60 months60 Month C.D | 2.02% | — | 2.02% | $1,052 |
Sources (2)
- huntingtonfederal.com/certific…of-deposit-and-ira-rates
- huntingtonfederal.com/personal…g/certificate-of-deposit
All captured Oct 22, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 4.06%APY · 10 terms
Certificate of Deposit purchased as an IRA. Subject to penalty for early withdrawal. Rates guaranteed for the term of the certificate. Account fees may affect earnings. Consult tax professional for specific guidelines on IRA deduction and contribution limits.
| Term | APY · $500 and up | APY · $1,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| Unknown182 Day C.D. Minimum balance to open is $500; minimum balance to earn APY is $1,000 | — | 3.58% | 3.58% | $0 |
| Unknown91 Day C.D. Minimum balance to open is $500; minimum balance to earn APY is $1,000 | — | 0.10% | 0.10% | $0 |
| 9 months9 Month C.D | 3.96% | — | 3.96% | $296 |
| 12 months12 Month C.D | 4.06% | — | 4.06% | $406 |
| 18 months18 Month C.D | 3.87% | — | 3.87% | $586 |
| 24 months24 Month C.D | 3.55% | — | 3.55% | $723 |
| 27 months27 Month C.D | 2.02% | — | 2.02% | $460 |
| 30 months30 Month C.D | 2.02% | — | 2.02% | $513 |
| 36 months36 Month C.D | 3.03% | — | 3.03% | $937 |
| 48 months48 Month C.D | 2.02% | — | 2.02% | $833 |
| 60 months60 Month C.D | 2.02% | — | 2.02% | $1,052 |
Sources (2)
- huntingtonfederal.com/personal…idual-retirement-account
- huntingtonfederal.com/certific…of-deposit-and-ira-rates
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.