Bank · FDIC insured
Kaw Valley Bank CD Rates
Kaw Valley Bank’s best CD rate is 4.08% APY on a 14-month CD. Terms run from 9 months to 5 years. Rates checked October 16, 2026.
How Kaw Valley Bank’s CD rates compare
Compared with banks and credit unions near Topeka, KS, where Kaw Valley Bank has the most branches. $10,000, best rate first.
This bank’s best
Kaw Valley Bank
4.08%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $478
Certificate of Deposit
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
Topeka Firemen's Credit Union
4.55%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $455
Kaw Valley Bank CD score
85
CD score
Higher than 71% of U.S. banks and credit unions
- 9–15 months9–15 mo4.08%
- 16–30 months16–30 mo4.08%
- 31–60 months31–60 mo2.53%
- QualifiedQualified4.08%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kaw Valley Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 4.08%APY · 11 terms
Rates effective August 19, 2026. A penalty may be imposed for early withdrawal. Annual percentage yield assumes interest remains on deposit until maturity. Specials terms are not available in IRAs.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownHigh Balance CD. Term: 180 Days | 2.12% | $0 |
| UnknownHigh Balance CD. Term: 365 Days | 2.63% | $0 |
| UnknownTerm: 14 Days | 0.50% | $0 |
| UnknownTerm: 182 Days | 2.02% | $0 |
| UnknownTerm: 91 Days | 1.51% | $0 |
| 9 monthsSpecial rate; not available in IRAs | 3.98% | $297 |
| 12 months | 2.53% | $253 |
| 14 monthsSpecial rate; not available in IRAs | 4.08% | $478 |
| 18 months | 2.53% | $382 |
| 18 monthsHigh Balance CD | 2.63% | $397 |
| 21 monthsSpecial rate; not available in IRAs | 4.08% | $725 |
| 24 months | 2.53% | $512 |
| 24 monthsHigh Balance CD | 2.63% | $533 |
| 30 months | 2.53% | $645 |
| 30 monthsHigh Balance CD | 2.63% | $671 |
| 36 months | 2.53% | $778 |
| 36 monthsHigh Balance CD | 2.63% | $810 |
| 48 months | 2.53% | $1,051 |
| 48 monthsHigh Balance CD | 2.63% | $1,094 |
| 60 months | 2.53% | $1,331 |
| 60 monthsHigh Balance CD | 2.63% | $1,386 |
Sources (1)
- kawvalleybank.com/rates · captured Sep 18, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 2.63%APY · 8 terms
Rates effective August 19, 2026. All standard certificates of deposit terms are available in IRAs excluding special rates. A penalty may be imposed for early withdrawal. Annual percentage yield assumes interest remains on deposit until maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| UnknownHigh Balance CD. Term: 180 Days | 2.12% | $0 |
| UnknownHigh Balance CD. Term: 365 Days | 2.63% | $0 |
| UnknownTerm: 14 Days | 0.50% | $0 |
| UnknownTerm: 182 Days | 2.02% | $0 |
| UnknownTerm: 91 Days | 1.51% | $0 |
| 12 months | 2.53% | $253 |
| 18 months | 2.53% | $382 |
| 18 monthsHigh Balance CD | 2.63% | $397 |
| 24 months | 2.53% | $512 |
| 24 monthsHigh Balance CD | 2.63% | $533 |
| 30 months | 2.53% | $645 |
| 30 monthsHigh Balance CD | 2.63% | $671 |
| 36 months | 2.53% | $778 |
| 36 monthsHigh Balance CD | 2.63% | $810 |
| 48 months | 2.53% | $1,051 |
| 48 monthsHigh Balance CD | 2.63% | $1,094 |
| 60 months | 2.53% | $1,331 |
| 60 monthsHigh Balance CD | 2.63% | $1,386 |
Sources (1)
- kawvalleybank.com/rates · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.