Bank · FDIC insured
Belgrade State Bank
A $548M bank headquartered in Belgrade, MO, with 6 branches in Missouri. Best rates: CDs 4.28% and savings 0.10% APY.
Belgrade State Bank Carrot Score
70
Carrot Score
Higher than 25% of U.S. banks and credit unions
#1 of 3 in Farmington, MO metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Belgrade State Bank
Belgrade State Bank has been in business since 1906.
- Headquarters
- 14185 Highway C, Belgrade, MO 63622
- FDIC certificate
- 12208 ↗
Branches
6 branches in Missouri
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Missouri
6 branches
Farmington area · 2
- Desloge414 N State St, Desloge, MO 63601Directions
- West Karsch Boulevard Branch515 W Karsch Blvd, Farmington, MO 63640Directions
Potosi area · 2
- 801 East High801 E High St, Potosi, MO 63664Directions
- Potosi Branch306 N Missouri St, Potosi, MO 63664Directions
Belgrade area · 1
- Belgrade State BankMain office14185 Highway C, Belgrade, MO 63622Directions
Caledonia area · 1
- Caledonia Drive-In Facility101 Highway 21, Caledonia, MO 63631Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.13% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.35% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.58% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $83 | $81 | — |
- CapitalLeverage ratio10.13%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.35%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.58%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$83Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Belgrade State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.