Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 286–300 results
- Thrive Credit UnionShare CertificatesCD · 60 months
Credit union · Add a location to see nearby branches
4.10%APY$2,225 over 60 months on $10,000Requirements
Product: Dividends posted monthly and are subject to change without notice. Dividends compounded quarterly, transferred quarterly, or paid by check quarterly. A penalty will be imposed for early withdrawal.
Offer: Dividends posted monthly.
4.10% interest rate · Compounded quarterly · Effective Oct 14, 2026
Rate checked
More details - Nebraska State Bank & Trust CompanyCertificates of Deposit (CDs)CD · 60 months · $500 min
Bank · Add a location to see nearby branches
4.10%APY$2,225 over 60 months on $10,0004.04% interest rate · Effective Oct 14, 2026
Rate checked
More details - 4.10%APY$2,225 over 60 months on $10,000
Requirements
Product: Early withdrawal penalty applies. Interest compounded daily. No monthly maintenance fees.
Offer: All balance tiers.
Compounded daily
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More details - Cochise Credit UnionCertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.10%APY$2,225 over 60 months on $10,000Requirements
Product: Certificate accounts pay a higher interest rate and are available in terms ranging from 6 months to 5 years. There is a $1,000 minimum balance and interest is paid monthly. When your certificate come due, we will send you a notice and give you ten business days to cash or change the terms of the certificate. After the ten days, we will automatically renew it for you! Early withdrawal penalties may apply.
Effective Oct 9, 2026
Rate checked
More details - Scott Associates Credit Union IncShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$2,225 over 60 months on $10,000Requirements
Product: Available to members. A minimum balance of $500.00 is required to purchase a certificate of deposit. Lock-in shares for terms ranging from 3 to 60 months. Dividends are earned monthly and paid out by transfer to savings/checking, reinvestment, or mailed check. After opening, interest rate is fixed for the term. Penalty for early withdrawal is 90 days interest on the amount withdrawn. Fees could reduce earnings.
Offer: Second Qtr Dividend Rates. Rate subject to change without notice. Minimum deposit of $500 required. Fixed interest rate for the term. Early withdrawal penalty of 90 days interest.
4.18% interest rate
Rate checked
More details - POLAM Federal Credit UnionSavings CertificateCD · 60 months · $2,500 min · 4.10%–4.40% by balance
Credit union · Add a location to see nearby branches
4.10%APY$2,225 over 60 months on $10,000Requirements
Product: Lock funds for terms ranging from 6 months to 5 years. Minimum to open is $2,500 ($500 for members under 18 years of age). Dividends paid monthly and at maturity. Early withdrawal penalties may apply.
Offer: Assumes dividends remain on deposit for the entire dividend period. Dividends paid monthly and at maturity. Early withdrawal penalties may apply.
4.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Certificate Balance APY $2,500 and upYour amount 4.10% $25,000 and up 4.20% $50,000 and up 4.30% $100,000 and up 4.40% Rate checked
More details - Forge Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$2,225 over 60 months on $10,0004.03% interest rate
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More details - Bridge Credit UnionSecond Chance CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$2,225 over 60 months on $10,000Requirements
Product: Option to bump up rate (one time for certificates under 24 months and twice for certificate over 24 months) requires contacting Bridge before the original certificate maturity date. Bump rate must be of the equal term of the original certificate.
Offer: Everyday APY tier.
Rate checked
More details - River Valley Credit UnionCertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.10%APY$2,225 over 60 months on $10,000Requirements
Product: Dividends are compounded monthly on Certificates. Early withdrawal penalties apply. Membership eligibility required (live, work, attend school, or worship in Butler, Clark, Greene, Miami, Montgomery, Preble or Warren Counties).
4.02% interest rate · Compounded monthly · Effective Oct 5, 2026
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More details - LaPorte Community Federal Credit UnionCertificate of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$2,225 over 60 months on $10,000Requirements
Product: Minimum balance of $500.00 required. Dividends compounded monthly and paid monthly. Early withdrawal penalty applies.
Compounded monthly · Effective Sep 24, 2026
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More details - RBC BankCertificate of Deposit (CD)CD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
4.10%APY$2,225 over 60 months on $10,0004.02% interest rate
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More details - Bellco Credit UnionTraditional CDCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$2,225 over 60 months on $10,000Requirements
Product: Open with as little as $500. Early withdrawal penalties may apply. Rates apply to consumer accounts only. Membership eligibility required.
Offer: Minimum balance to earn APY is $500.
4.02% interest rate · Effective Oct 3, 2026
Rate checked
More details - South Carolina Federal Credit UnionPremium Share CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$2,225 over 60 months on $10,000with conditionsRequirements
Product: Only available with Premium Checking account. $500 minimum balance required to earn APY. Penalties may apply for early withdrawal.
Offer: Only available with Premium Checking account.
Qualified rate · 4.03% interest rate · Effective Dec 30, 2025
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More details - NDBTCertificate of Deposit (CD)CD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
4.10%APY$2,225 over 60 months on $10,000Requirements
Product: Early withdrawal penalties apply. Earnings can be added to CD or paid directly. FDIC insured.
4.04% interest rate · Effective Jul 2, 2026
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More details - P&S Credit UnionShare One-Time Bump Certificates of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$2,225 over 60 months on $10,000Requirements
Product: Minimum deposit $500. Terms 6 months to 5 years. One time dividend rate increase (bump) allowed during term upon request to the prevailing regular certificate rate of same term length. Not automatically renewed to bump option; at maturity renews to a Regular Certificate of same term length without bump option unless withdrawn during 10-day grace period. Early withdrawal penalty applies. Dividends compounded quarterly, paid at maturity.
Offer: One-time bump option; automatic renewal to regular certificate
Compounded quarterly
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,413 CDs at 3,038 banks and credit unions · checked Oct 16–23
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank