Bank · FDIC insured
Nebraska State Bank & Trust Company
A $285.8M bank headquartered in Broken Bow, NE, with 4 branches in Nebraska. Best rates: CDs 4.10% and savings 0.45% APY.
Nebraska State Bank & Trust Company Carrot Score
76
Carrot Score
Higher than 42% of U.S. banks and credit unions
#66 of 115 in NebraskaHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Nebraska State Bank & Trust Company
Nebraska State Bank & Trust Company has been operating in Custer County since 1917.
- Headquarters
- 945 S D St, Broken Bow, NE 68822
- FDIC certificate
- 8322 ↗
Branches
4 branches in Nebraska
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Nebraska
4 branches
Broken Bow area · 2
- Nebraska State Bank and Trust CompanyMain office945 S D St, Broken Bow, NE 68822Directions
- Broken Bow East Branch538 E South E St, Broken Bow, NE 68822Directions
Callaway area · 1
- Callaway Branch108 N Grand Ave, Callaway, NE 68825Directions
Merna area · 1
- Merna BranchCenter Avenue And Highway 92, Merna, NE 68856Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.96% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.92% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $95 | $81 | — |
- CapitalLeverage ratio12.96%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.92%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$95Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Nebraska State Bank & Trust Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.