Bank · FDIC insured
RBC Bank CD Rates
RBC Bank’s best CD rate is 4.10% APY on a 1-year CD. Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How RBC Bank’s CD rates compare
Compared with banks and credit unions near Atlanta, GA, where RBC Bank has the most branches. $10,000, best rate first.
This bank’s best
RBC Bank
4.10%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $410
Certificate of Deposit (CD)
Top rate
Publix Employees Federal Credit Union
4.65%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $347
2nd-highest rate
CDC Federal Credit Union
4.59%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $459
RBC Bank CD score
89
CD score
Higher than 87% of U.S. banks and credit unions
- 3–8 months3–8 mo3.60%
- 9–15 months9–15 mo4.10%
- 16–30 months16–30 mo4.10%
- 31–60 months31–60 mo4.10%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where RBC Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit (CD)
Up to 4.10%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.60% | $178 |
| 12 months | 4.10% | $410 |
| 24 months | 4.10% | $837 |
| 36 months | 4.10% | $1,281 |
| 48 months | 4.10% | $1,744 |
| 60 months | 4.10% | $2,225 |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.