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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 226–240 results

  1. Top Carrot, Carrot Score 87
    Austin Telco Federal Credit UnionShare CertificateCD · 60 months · $1,000 min · 4.22%–4.42% by balance

    Credit union · Add a location to see nearby branches

    4.22%APY$2,296 over 60 months on $10,000
  2. First Sentinel BankCertificates of Deposit (CDs)CD · 60 months · $500 min

    Bank · Add a location to see nearby branches

    4.22%APY$2,296 over 60 months on $10,000
  3. Bradford National BankCompounding Certificate / Certificate of DepositCD · 60 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.22%APY$2,296 over 60 months on $10,000
  4. Top Carrot, Carrot Score 90
    Bank of UticaCertificates of Deposit (CD)CD · 48–60 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.20%APY
  5. Top Carrot, Carrot Score 89
    Ridgeline Credit UnionCertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.20%APY$2,284 over 60 months on $10,000
  6. Top Carrot, Carrot Score 87
    IAA Credit UnionShare CertificatesCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.20%APY$2,284 over 60 months on $10,000with conditions
  7. Top Carrot, Carrot Score 89
    First Bank ChicagoCertificates of Deposit (CD)CD · 60 months · $2,500 min

    Bank · Add a location to see nearby branches

    4.20%APY$2,284 over 60 months on $10,000
  8. Sun Federal Credit UnionRegular CertificatesCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.20%APY$2,284 over 60 months on $10,000
  9. Top Carrot, Carrot Score 90
    Cinfed Credit UnionStandard CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.20%APY$2,284 over 60 months on $10,000
  10. Top Carrot, Carrot Score 91
    North Central Area Credit UnionCertificate of DepositCD · 60 months · $500 min · 4.20%–4.30% by balance

    Credit union · Add a location to see nearby branches

    4.20%APY$2,284 over 60 months on $10,000
  11. Top Carrot, Carrot Score 89
    Ciera BankCertificate of DepositCD · 60 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.20%APY$2,284 over 60 months on $10,000
  12. Top Carrot, Carrot Score 92
    Houston Federal Credit UnionFlexible-Term CertificateCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.20%APY$2,284 over 60 months on $10,000
  13. Top Carrot, Carrot Score 93
    AAEC Credit UnionCDCD · 60 months

    Credit union · Add a location to see nearby branches

    4.20%APY$2,284 over 60 months on $10,000intro rate
  14. Top Carrot, Carrot Score 90
    Bridge Credit UnionSecond Chance CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.20%APY$2,284 over 60 months on $10,000
  15. KEMBA Financial Credit UnionCertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.20%APY$2,284 over 60 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 5-year CDs pay nationwide

3,413 CDs at 3,038 banks and credit unions · checked Oct 16–23

Typical
3.03%
Top 10% from
4.05%
Banks, typical
2.52%
Credit unions, typical
3.25%

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate