Credit union · NCUA insured
AAEC Credit Union CD Rates
Top CarrotAAEC Credit Union’s best CD rate is 4.50% APY on an 11-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How AAEC Credit Union’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where AAEC Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
AAEC Credit Union
4.50%APY
- Term
- 11 months
- Minimum
- —
- Earns on $10,000
- $412
CD
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
AAEC Credit Union CD score
93
CD score
Higher than 94% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo4.50%
- 16–30 months16–30 mo4.05%
- 31–60 months31–60 mo4.20%
- QualifiedQualified4.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where AAEC Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CD
Up to 4.50%APY · 7 terms
Rates subject to change at any time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.25% | $161 |
| 11 monthsCD Special - expires 10/31/26 | 4.50% | $412 |
| 12 months | 4.00% | $400 |
| 24 months | 4.05% | $826 |
| 36 months | 4.10% | $1,281 |
| 48 months | 4.15% | $1,766 |
| 60 months | 4.20% | $2,284 |
Who can join AAEC Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in the geographical area bounded by the Illinois/Wisconsin border on the north, US 90/US39 on the west, US 80/US 294 on the south, and US 294 to IL 19 (Irving Park Rd) to Lake Michigan on the east.
Membership information collected October 5, 2026.