Credit union · NCUA insured
AAEC Credit Union
Top CarrotA $118.6M credit union headquartered in Arlington Heights, IL, with 4,513 members and 1 branch in Illinois. Best rates: CDs 4.50% and savings 1.26% APY.
AAEC Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 95% of U.S. banks and credit unions
#6 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About AAEC Credit Union
Founded in 1955, Arlington Area Education Community (AAEC) Credit Union is a member-owned financial institution headquartered in Arlington Heights, Illinois.
The credit union was originally established by a group of educators to serve education employees through financial cooperation.
- Headquarters
- 1104 S Arlington Heights Rd, Arlington Heights, IL 60005-3141
- NCUA charter
- 60648
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in the geographical area bounded by the Illinois/Wisconsin border on the north, US 90/US39 on the west, US 80/US 294 on the south, and US 294 to IL 19 (Irving Park Rd) to Lake Michigan on the east.
Branches
1 branch in Illinois
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Illinois
1 branch
- AAEC Credit Union OfficeMain office1104 S Arlington Heights Rd, Arlington Heights, IL 60005Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.03% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.02% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.72% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $50 | $76 | — |
- CapitalNet worth ratio13.03%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.02%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.72%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$50Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of AAEC Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.