Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 226–240 results
- TopLine Financial Credit UnionCertificate SpecialsCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Fees could reduce earnings. Penalty may apply for early withdrawal. Insured by NCUA.
4.18% interest rate
Rate checked
More details - Embarrass Vermillion FCUShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: All certificates require a $500 minimum deposit. Early withdrawal penalty applies.
4.18% interest rate · Effective Nov 20, 2025
Rate checked
More details - North Star Community Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Dividends are paid quarterly and at maturity. Minimum deposit of $500 required except for Star Saver. Early withdrawal penalties apply.
4.18% interest rate · Effective Sep 30, 2026
Rate checked
More details - CFCCUShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000intro rateRequirements
Product: Compounded quarterly. Dividend rates fixed when opened. Penalty for early withdrawal. $1,000 minimum deposit.
Offer: Limited Time Special
Promotional rate · 4.18% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - Bank of WashingtonCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: APY is calculated using the daily balance method, assuming interest remains in the account until maturity. A penalty may be imposed for early withdrawal.
Offer: Interest paid quarterly.
4.18% interest rate
Rate checked
More details - Southwest Missouri BankCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000intro rateRequirements
Product: Penalty for early withdrawal on Certificates of Deposit. Rates are effective for a limited time only. Fees could reduce earnings.
Offer: 24-Month Special
Promotional rate · 4.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Cloverbelt Credit UnionCertificatesCD · 24 months · $1,000 min · 1.50%–4.25% by balance
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Certificates may have penalty imposed for early withdrawal. Rates subject to change without notice. Minimum balance requirements vary by term and tier.
1.49% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and up 1.50% $5,000 and upYour amount 4.25% Rate checked
More details - Financial FederalPersonal Savings - CDsCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: FDIC-insured certificates of deposit customized to meet specific needs. Rate not available to institutional investors.
Offer: Early withdrawal penalty will apply. Rate and offer subject to change without notice. Rate not available to institutional investors.
Effective Sep 29, 2026
Rate checked
More details - Barksdale Federal Credit UnionCertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Dividends compounded and credited monthly. Account automatically renews.
Offer: Fixed rate. Additional deposits not allowed. Early withdrawal penalty applies (terms of longer than 12 months: 180 days' dividends). Automatic renewal with 10-day grace period.
4.17% interest rate · Effective Sep 29, 2026
Rate checked
More details - Barksdale Federal Credit UnionPlus Point CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: To open Plus Point Certificate accounts, you must open one certificate of each term with equal balances in each certificate. Not automatically renewable.
Offer: Fixed rate. Must open one certificate in each term (1, 2, 3, 4, and 5 Year) with equal balances in each certificate ($1,000 minimum per each term). Additional deposits not allowed. Early withdrawal penalty applies (terms of more than 12 months: 180 days' dividends). Not automatic renewal.
4.17% interest rate · Effective Sep 29, 2026
Rate checked
More details - Campus FederalCertificate AccountsCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Certificate accounts are subject to substantial penalty for early withdrawal. Early withdrawal may affect APY. If minimum balance is not kept, service charges may affect APY. Fees could reduce earnings.
Offer: Dividends credited quarterly.
4.18% interest rate · Effective Oct 2, 2026
Rate checked
More details - GFA FCUTerm Share CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Dividends can compound, be paid by check, or transferred to an account monthly (min. $10.00). Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates subject to change without notice. Early withdrawal is subject to penalty and may reduce earnings.
Offer: Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account. Rates subject to change without notice. Early withdrawal is subject to penalty and may reduce earnings.
4.17% interest rate
Rate checked
More details - Hanscom Federal Credit UnionTerm CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Minimum deposit of $1,000 required to open and obtain APY. Monthly compounding dividends. Early withdrawal penalties may apply to certificates. Fees may reduce earnings and the principal amount may be reduced to cover the penalty.
4.17% interest rate · Effective Oct 5, 2026
Rate checked
More details - Harvard Federal Credit UnionTerm Share CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Available to Harvard FCU members. Must maintain a minimum daily balance of $1,000 to earn posted APY. APY assumes principal and interest remain on deposit until maturity. Crimson Elite checking account holders receive an additional 0.10% bonus to dividend rate and APY. Early withdrawal penalty applies.
Offer: Minimum daily balance of $1,000 must be maintained to earn posted APY.
4.17% interest rate
Rate checked
More details - Notre Dame Federal Credit UnionStandard CertificateCD · 24–35 months · $0 min
Credit union · Add a location to see nearby branches
4.25%APYRequirements
Product: Fixed rate for the term of the certificate. Early withdrawal penalty may apply.
Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,048 banks and credit unions · checked Oct 16–23
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank