Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 166–180 results
- Pima Federal Credit UnionTerm Share Certificate (CD)CD · 18 months · $250 min
Credit union · Add a location to see nearby branches
4.25%APY$644 over 18 months on $10,000Requirements
Product: Minimum deposit $250 with no maximum. Plus, enjoy a 0.25% APY increase on your new CD with a qualifying CareFREE Checking account (CareFREE Plus Checking with e-statements and at least $1,000 in monthly direct deposits).
Offer: Requires qualifying CareFREE / CareFREE Plus Checking account with e-statements and at least $1,000 in monthly direct deposits
Effective Oct 1, 2026
Rate checked
More details - 4.25%APY$644 over 18 months on $10,000with conditions
Requirements
Product: To be eligible for a Premium Gold CD, you must have at the time of account opening a BN Premium Checking Account.
Offer: To be eligible for a Premium Gold CD, you must have at the time of account opening a BN Premium Checking Account. A penalty will be imposed for early withdrawal during the term of the CD.
Qualified rate · Effective Oct 2, 2026
Rate checked
More details - BankNewportLimited Time Offers CDCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$644 over 18 months on $10,000with conditionsRequirements
Offer: With existing money. A penalty will be imposed for early withdrawal during the term. A BankNewport personal checking account is required for CD specials. Offer can be withdrawn at any time.
Qualified rate · Effective Oct 2, 2026
Rate checked
More details - BankNewportCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$644 over 18 months on $10,000Requirements
Offer: A penalty will be imposed for early withdrawal during the term of the CD.
Effective Oct 2, 2026
Rate checked
More details - Chivaho Federal Credit UnionCertificate of DepositCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$644 over 18 months on $10,000Requirements
Product: Minimum deposit of $500.00. Dividends are paid monthly. Terms ranging from 6 to 60 months.
Offer: Minimum $500.00; Dividends paid monthly
4.16% interest rate
Rate checked
More details - Poppy BankPersonal Certificate of Deposit AccountsCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$644 over 18 months on $10,000Requirements
Offer: APY accurate as of September 24, 2026. Rate may change after account is opened. Minimum balance requirement must be maintained in the account each day to obtain the disclosed APY. Grace period of seven calendar days after maturity to withdraw funds without penalty. Early withdrawal penalty equals 3.00% of the principal amount withdrawn early.
4.16% interest rate · Effective Sep 24, 2026
Rate checked
More details - Blue Eagle Credit UnionRegular CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$644 over 18 months on $10,000Requirements
Product: Membership eligibility and credit qualification requirements may apply. Initial savings account deposit of $5 or more required for membership. Dividends compounded and credited quarterly based on average daily balance. Penalty may be imposed for early withdrawal. Service charges may reduce earnings.
4.18% interest rate · Effective Jun 1, 2026
Rate checked
More details - S. Middlesex FCUShare Certificates of Deposit (CD)CD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$644 over 18 months on $10,000Requirements
Product: Minimum deposit of $1,000. Dividends compounded and credited monthly. Account does not automatically renew at maturity.
4.17% interest rate · Effective Sep 15, 2026
Rate checked
More details - Tomah Area Credit UnionShare CertificatesCD · 18 months · $100 min
Credit union · Add a location to see nearby branches
4.25%APY$644 over 18 months on $10,000Requirements
Product: Certificate penalty for early withdrawals applies; during the first three months all dividends are forfeited.
4.18% interest rate
Rate checked
More details - Capra Bank18-Month Bump-Up CD SpecialCD · 18 months · $10,000 min
Bank · Add a location to see nearby branches
4.25%APY$644 over 18 months on $10,000with conditionsRequirements
Product: Available for a limited time to new customers within Capra Bank market area (Dubuque, Lubbock, Albuquerque, Boise). Limited to one CD special per household/SSN. Must have or open and maintain an active Elevate or Summit checking account. New customers are individuals without a past relationship with Capra Bank in the past 12 months. Allows one rate increase request during the term if Capra Bank's offered rate for the 18-month CD increases after the first 6 months from opening date.
Offer: Valid for new customers with new money (funds not previously held by Capra Bank within past 12 months) of $10,000.00 to $1,000,000.00. Requires opening and maintaining an Elevate or Summit checking account. Early withdrawal penalty equal to 2.25% of principal balance if closed prior to maturity.
Qualified rate · Balance cap $1,000,000 · Effective Jul 1, 2026
Rate checked
More details - Great Rivers BankCertificates of Deposit (CDs)CD · 18 months · $5,000 min
Bank · Add a location to see nearby branches
4.25%APY$644 over 18 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. Fees may reduce earnings.
4.21% interest rate
Rate checked
More details - CUP Federal Credit UnionShare CDCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
4.24%APY$643 over 18 months on $10,000Requirements
Offer: When paid: Quarterly. Early withdrawal penalty: 3 mo int.
4.15% interest rate · Effective Sep 15, 2026
Rate checked
More details - Grant County BankCertificates of Deposit (CDs)CD · 18 months · $100 min · 4.23%–4.33% by balance
Bank · Add a location to see nearby branches
4.23%APY$641 over 18 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. Interest rate and APY may change after account opening.
4.19% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Up to $100,000Your amount 4.23% $100,000 and up 4.33% Rate checked
More details - McCoy Federal Credit UnionShare CertificateCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
4.23%APY$641 over 18 months on $10,000Requirements
Product: $1,000 minimum deposit required to open. Early withdrawal penalty applies. Rates subject to change without notice.
4.15% interest rate · Effective Sep 23, 2026
Rate checked
More details - KINGS PEAK CREDIT UNIONShare CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
4.23%APY$641 over 18 months on $10,0004.15% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 18-month CDs pay nationwide
3,156 CDs at 2,800 banks and credit unions · checked Oct 16–23
- Typical
- 3.24%
- Top 10% from
- 4.08%
- Banks, typical
- 2.90%
- Credit unions, typical
- 3.30%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank