Credit union · NCUA insured
Pima Federal Credit Union
A $1.7B credit union, the 297th largest of 4,329, headquartered in Tucson, AZ, with 74,422 members and 14 branches in Arizona. Best rates: CDs 4.25% and savings 1.00% APY.
Pima Federal Credit Union Carrot Score
85
Carrot Score
Higher than 68% of U.S. banks and credit unions
#8 of 26 in Tucson, AZ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Pima Federal Credit Union
Founded in 1951 by sixteen teachers with the common purpose of helping people, Pima Federal Credit Union operates as a not-for-profit financial cooperative.
- Headquarters
- 6850 N Oracle Rd, Tucson, AZ 85704-4223
- NCUA charter
- 7316
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligible to join if you live, work, worship, or attend school in an eligible ZIP code within Apache, Maricopa, Navajo, Pima, Pinal, or Yuma County.
Employers and groups
- Eligible to join if working as an employee for one of Pima Federal's Select Employer Groups.
Family and household
- Eligible to join if related to anyone who is an existing member.
Other ways
- Eligible to join by joining Friends of the Pima County Public Library with a $20 membership fee when opening an account.
- Eligible to join if you are an employee, volunteer, or registered member of any non-profit organization in Pima County.
Cost to join
- Membership requires an opening deposit of $5.
Branches
14 branches in Arizona
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Arizona
14 branches
Tucson area · 8
- Sahuarita18767 S Nogales Hwy Ste 115, Sahuarita, Green Valley, AZ 85614Directions
- Steampump11025 N Oracle Rd, Oro Valley, AZ 85737Directions
- Lending6860 N Oracle Rd, Tucson, AZ 85704Directions
- Pantano231 N Pantano Rd, Tucson, AZ 85710Directions
- Silverlake1177 W Silverlake Rd, Tucson, AZ 85713Directions
- Stone3730 N Stone Ave, Tucson, AZ 85705Directions
- Thornydale6510 N Thornydale Rd, Tucson, AZ 85741Directions
- Valencia2455 E Valencia Rd, Tucson, AZ 85706Directions
Phoenix area · 3
- Gilbert1417 E Elliot Road, Gilbert, AZ 85233Directions
- Phoenix645 E Missouri Ave, Suite 108, Phoenix, AZ 85012Directions
- Scottsdale7373 N Scottsdale Rd Ste A195, Scottsdale, AZ 85253Directions
Show Low area · 1
- Pinetop20 W White Mountain Blvd Ste B-4, Lakeside, AZ 85929Directions
Springerville area · 1
- Springerville830 E Main St Unit 170, Springerville, AZ 85938Directions
Yuma area · 1
- Yuma454 W Catalina Dr Bldg B, Yuma, AZ 85364Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.40% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.56% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.23% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $78 | $88 | — |
- CapitalNet worth ratio9.40%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.56%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.23%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$78Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Pima Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.