Bank · FDIC insured
BankNewport CD Rates
BankNewport’s best CD rate is 4.25% APY on an 18-month CD. Terms run from 6 months to 2 years. Rates checked October 22, 2026.
How BankNewport’s CD rates compare
Compared with banks and credit unions near Providence, RI-MA, where BankNewport has the most branches. $10,000, best rate first.
This bank’s best
BankNewport
4.50%APY
- Term
- 18 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $683
Limited Time Offers CD
Top rate
Rhode Island Credit Union
4.80%APY
- Term
- 8 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,494
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Limited Time Offers CD
Up to 4.50%APY · 4 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsWith existing money. A penalty will be imposed for early withdrawal during the term. A BankNewport personal checking account is required for CD specials. Offer can be withdrawn at any time | 3.75% | $217 |
| 15 monthsWith existing money. A penalty will be imposed for early withdrawal during the term. A BankNewport personal checking account is required for CD specials. Offer can be withdrawn at any time | 4.00% | $502 |
| 18 monthsAll funds must be new money (funds on deposit with BankNewport for less than 30 days). A penalty will be imposed for early withdrawal during the term. A BankNewport personal checking account is required for CD specials. Offer may be withdrawn at any time | 4.50% | $683 |
| 18 monthsWith existing money. A penalty will be imposed for early withdrawal during the term. A BankNewport personal checking account is required for CD specials. Offer can be withdrawn at any time | 4.25% | $644 |
| 24 monthsAll funds must be new money (funds on deposit with BankNewport for less than 30 days). A penalty will be imposed for early withdrawal during the term. A BankNewport personal checking account is required for CD specials. Offer may be withdrawn at any time | 4.50% | $920 |
| 24 monthsWith existing money. A penalty will be imposed for early withdrawal during the term. A BankNewport personal checking account is required for CD specials. Offer can be withdrawn at any time | 4.25% | $868 |
Sources (1)
- banknewport.com/rates · captured Oct 3, 2026
Certificates of Deposit
Up to 4.25%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsA penalty will be imposed for early withdrawal during the term of the CD | 3.00% | $149 |
| 18 monthsA penalty will be imposed for early withdrawal during the term of the CD | 4.25% | $644 |
| 24 monthsA penalty will be imposed for early withdrawal during the term of the CD | 4.25% | $868 |
Sources (1)
- banknewport.com/rates · captured Oct 3, 2026
Premium Gold CDs
Up to 4.25%APY · 3 terms
To be eligible for a Premium Gold CD, you must have at the time of account opening a BN Premium Checking Account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsTo be eligible for a Premium Gold CD, you must have at the time of account opening a BN Premium Checking Account. A penalty will be imposed for early withdrawal during the term of the CD | 3.00% | $149 |
| 18 monthsTo be eligible for a Premium Gold CD, you must have at the time of account opening a BN Premium Checking Account. A penalty will be imposed for early withdrawal during the term of the CD | 4.25% | $644 |
| 24 monthsTo be eligible for a Premium Gold CD, you must have at the time of account opening a BN Premium Checking Account. A penalty will be imposed for early withdrawal during the term of the CD | 4.25% | $868 |
Sources (1)
- banknewport.com/rates · captured Oct 3, 2026
Special-purpose accounts
Limited Time Offers IRA
Up to 4.50%APY · 4 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsWith existing money. A penalty will be imposed for early withdrawal during the term. For IRA accounts, additional IRS penalties may apply; consult your tax advisor. A BankNewport personal checking account is required for IRA specials. Offer can be withdrawn at any time | 3.75% | $217 |
| 15 monthsWith existing money. A penalty will be imposed for early withdrawal during the term. For IRA accounts, additional IRS penalties may apply; consult your tax advisor. A BankNewport personal checking account is required for IRA specials. Offer can be withdrawn at any time | 4.00% | $502 |
| 18 monthsAll funds must be new money (funds on deposit with BankNewport for less than 30 days). A penalty will be imposed for early withdrawal during the term. For IRA accounts, additional IRS penalties may apply; consult your tax advisor. A BankNewport personal checking account is required for IRA specials. Offer may be withdrawn at any time | 4.50% | $683 |
| 18 monthsWith existing money. A penalty will be imposed for early withdrawal during the term. For IRA accounts, additional IRS penalties may apply; consult your tax advisor. A BankNewport personal checking account is required for IRA specials. Offer can be withdrawn at any time | 4.25% | $644 |
| 24 monthsAll funds must be new money (funds on deposit with BankNewport for less than 30 days). A penalty will be imposed for early withdrawal during the term. For IRA accounts, additional IRS penalties may apply; consult your tax advisor. A BankNewport personal checking account is required for IRA specials. Offer may be withdrawn at any time | 4.50% | $920 |
| 24 monthsWith existing money. A penalty will be imposed for early withdrawal during the term. For IRA accounts, additional IRS penalties may apply; consult your tax advisor. A BankNewport personal checking account is required for IRA specials. Offer can be withdrawn at any time | 4.25% | $868 |
Sources (1)
- banknewport.com/rates · captured Oct 3, 2026
Personal IRAs
Up to 4.25%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsA penalty will be imposed for early withdrawal during the term of the IRA | 3.00% | $149 |
| 18 monthsA penalty will be imposed for early withdrawal during the term of the IRA | 4.25% | $644 |
| 24 monthsA penalty will be imposed for early withdrawal during the term of the IRA | 4.25% | $868 |
Sources (1)
- banknewport.com/rates · captured Oct 3, 2026
Premium Gold IRA
Up to 4.25%APY · 3 terms
To be eligible for a Premium Gold IRA, you must have at the time of account opening a BN Premium Checking Account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsTo be eligible for a Premium Gold IRA, you must have at the time of account opening a BN Premium Checking Account. A penalty will be imposed for early withdrawal during the term of the IRA | 3.00% | $149 |
| 18 monthsTo be eligible for a Premium Gold IRA, you must have at the time of account opening a BN Premium Checking Account. A penalty will be imposed for early withdrawal during the term of the IRA | 4.25% | $644 |
| 24 monthsTo be eligible for a Premium Gold IRA, you must have at the time of account opening a BN Premium Checking Account. A penalty will be imposed for early withdrawal during the term of the IRA | 4.25% | $868 |
Sources (1)
- banknewport.com/rates · captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.