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Credit union · NCUA insured

CUP Federal Credit Union CD Rates

Top Carrot, Carrot Score 90Top Carrot

CUP Federal Credit Union’s best CD rate is 4.55% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.

How CUP Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Provo, UT, where CUP Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 90

    This credit union’s best

    CUP Federal Credit Union

    4.55%APY

    Term
    60 months
    Minimum
    —
    Earns on $10,000
    $2,492

    Share CD

  • Top Carrot, Carrot Score 96

    Top rate

    Happen Bank

    4.76%APY

    Term
    24 months
    Minimum
    $500
    Earns on $10,000
    $975

    Happen Bank rates

  • Top Carrot, Carrot Score 99

    2nd-highest rate

    America First Credit Union

    4.60%APY

    Term
    60 months
    Minimum
    $500
    Earns on $10,000
    $2,522

    America First Credit Union rates

Compare CD rates near you →

CUP Federal Credit Union CD score

95

CD score

Higher than 98% of U.S. banks and credit unions

By term
  • 3–8 months3–8 mo3.98%
  • 9–15 months9–15 mo4.08%
  • 16–30 months16–30 mo4.34%
  • 31–60 months31–60 mo4.55%
  • QualifiedQualified4.55%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where CUP Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join CUP Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
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