Best CD rates and certificates

Requirements

Product: Only available to members age 18 and older. For every $25 deposited, entries are earned for prize drawings (up to 10 entries per month). Additional deposits of any amount permitted. One withdrawal allowed in the 12-month period (a $25 withdrawal fee may apply).

Offer: Must be 18 years of age or older. $25 minimum balance.

Requirements

Product: Tier selected determines community impact level (Social Impact Certificate 1: Maximum impact; Social Impact Certificate 2: High impact; Social Impact Certificate 3: Meaningful impact).

Offer: Social Impact Certificate 3 (Meaningful Impact).

Requirements

Product: Offer only available to consumer accounts for a limited time only; business accounts are not eligible. Minimum balance $1,000. At maturity, unless directed otherwise during the 10-day grace period, the 13-month promotional certificate will renew into a standard 12-month certificate. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Offer not eligible for Salal Rewards Points. Salal Credit Union membership required.

Offer: Promotional rate. Renews into a standard 12-month certificate at maturity unless directed otherwise during 10-day grace period. Early withdrawal penalty may apply. Not eligible for Salal Rewards Points.

Requirements

Product: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.

Offer: $1,000 minimum to open ($500 minimum to open for minors). Not available for IRAs or Business. Promotion may be discontinued at any time. A penalty may be assessed for early withdrawal.

Requirements

Product: Special certificate requiring a $1,000 minimum deposit. Early withdrawal penalties apply.

Requirements

Product: Dividends are paid monthly. Dividends paid on Share Certificates can be reinvested into certificate or deposited into another WestEdge savings account. Some penalties may apply for early withdrawals: loss of 90 days dividends for 6-12 month certificates; loss of 180 day dividend for 18-36 month certificates.

Offer: Dividends are paid monthly. Early withdrawal penalty: Loss of 90 days dividends.

Requirements

Product: APY = Annual Percentage Yield. Early withdrawal penalties apply. Fees may reduce earnings on accounts. Membership requirements and fees may apply. Rates subject to change without notice. Maximum deposit of $1M per individual.

Requirements

Product: APY = Annual Percentage Yield. Early withdrawal penalties apply. Fees may reduce earnings on accounts. Membership requirements and fees may apply. Rates subject to change without notice. Maximum deposit of $1M per individual.

Requirements

Product: Additions allowed up to the original opening balance in minimum amounts of $500. Interest is fixed for disclosed term, compounded daily, and credited monthly or quarterly. Early withdrawal penalty may be imposed.

Offer: Must maintain an account balance sufficient to accrue at least $0.01 interest in the statement cycle to obtain disclosed APY.

Requirements

Product: No monthly service charge. CDs are subject to early withdrawal penalties which may reduce earnings.

Offer: For renewing CDs (or depositing maturing CD balance). Early withdrawal penalty may be imposed.

Requirements

Product: Allows increasing savings with no minimum and no maximum balance. Greater dividend rate compared to a standard savings account. Premier Plus Checking members receive a 0.25% APY certificate rate bump valid on new certificate accounts (must maintain Premier Plus).

Offer: No minimum and no maximum balance.

Requirements

Product: Earnings are paid out and grow each month. Have certificates transfer to savings or automatically renew. Premier Plus Checking members receive a 0.25% APY certificate rate bump valid on new certificate accounts (must maintain Premier Plus).