Credit union · NCUA insured
GRANCO Federal Credit Union CD Rates
GRANCO Federal Credit Union’s best CD rate is 3.30% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 22, 2026.
How GRANCO Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Moses Lake, WA, where GRANCO Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
GRANCO Federal Credit Union
3.30%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $164
Limited Time Certificate of Deposit
Top rate
Horizon Credit Union
4.70%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $591
2nd-highest rate
STCU
4.26%APY
- Term
- 30 months
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000
- $1,099
GRANCO Federal Credit Union CD score
67
CD score
Higher than 19% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.15%
- 16–30 months16–30 mo2.75%
- 31–60 months31–60 mo2.25%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where GRANCO Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Limited Time Certificate of Deposit
Up to 3.30%APY · 4 terms
| Term | APY · $500 and up | APY · $1,000 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 6 months | 3.30% | — | — | 3.30% | $164 |
| 12 months | — | 3.15% | — | 3.15% | $315 |
| 24 months | — | — | 2.75% | 2.75% | $558 |
| 36 months | — | — | 2.25% | 2.25% | $690 |
Who can join GRANCO Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of eligible Port Districts, Hospitals, Irrigation Districts, Consolidated Disposal Service Inc., or Family Services of Grant County are eligible to join.
Military, government and schools
- Employees of specified School Districts (Ephrata, Moses Lake, Othello, Quincy, Soap Lake, Wilson Creek) or Big Bend Community College are eligible to join.
- Firefighters associated with Grant County Fire Districts (#3, #5, #7, #10, #11, #13), Ephrata Volunteer Firefighters, or firefighters employed by eligible cities are eligible to join.
- Employees of specified Public Utility Districts (Grant County, Kittitas County, Okanogan County, Douglas County), specified Cities (Ephrata, George, Moses Lake, Othello, Quincy, Soap Lake), Grant Transit Authority, or Municipal Corporation of Grant County are eligible to join.
Family and household
- Family members of employees at any of the listed eligible organizations are eligible to join.
Membership information collected October 4, 2026.