Credit union · NCUA insured
Red Canoe Credit Union CD Rates
Red Canoe Credit Union’s best CD rate is 3.30% APY on a 6-month share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Red Canoe Credit Union’s CD rates compare
Compared with banks and credit unions near Longview, WA, where Red Canoe Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Red Canoe Credit Union
3.30%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $0
- Earns on $10,000
- $164
6 Month Easy Saver Certificate
Top rate
iQ Credit Union
4.50%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000
- $260
2nd-highest rate
Mint Valley Federal Credit Union
3.82%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $250
- Earns on $10,000
- $189
Red Canoe Credit Union CD score
69
CD score
Higher than 24% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.20%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo2.85%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Red Canoe Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
6 Month Easy Saver Certificate
3.30%APY · 1 term
Allows increasing savings with no minimum and no maximum balance. Greater dividend rate compared to a standard savings account. Premier Plus Checking members receive a 0.25% APY certificate rate bump valid on new certificate accounts (must maintain Premier Plus).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsNo minimum and no maximum balance | 3.30% | $164 |
Sources (3)
All captured Oct 4, 2026
Regular Certificate Account
Up to 3.30%APY · 8 terms
Earnings are paid out and grow each month. Have certificates transfer to savings or automatically renew. Premier Plus Checking members receive a 0.25% APY certificate rate bump valid on new certificate accounts (must maintain Premier Plus).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.10% | $52 |
| 6 months | 3.30% | $164 |
| 12 months | 3.20% | $320 |
| 18 months | 3.00% | $453 |
| 24 months | 2.90% | $588 |
| 36 months | 2.85% | $880 |
| 48 months | 2.80% | $1,168 |
| 60 months | 2.70% | $1,425 |
Sources (3)
All captured Oct 4, 2026
Flex Certificate Account
2.95%APY · 1 term
Gives a one-time option to increase dividend rate if rates go up. Allows a one-time additional deposit or withdrawal during the term (limits apply). Premier Plus Checking members receive a 0.25% APY certificate rate bump valid on new certificate accounts (must maintain Premier Plus).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsOne-time option to increase dividend rate if rates rise; one-time additional deposit or withdrawal permitted during term subject to limits | 2.95% | $295 |
Sources (3)
All captured Oct 4, 2026
Special-purpose accounts
IRA Certificate Account
Up to 3.20%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.20% | $320 |
| 12 months12 Month Flex term allows rate increase and additional deposit/withdrawal options subject to program rules | 2.95% | $295 |
| 18 months | 3.00% | $453 |
| 24 months | 2.90% | $588 |
| 36 months | 2.85% | $880 |
| 48 months | 2.80% | $1,168 |
| 60 months | 2.70% | $1,425 |
Sources (1)
- redcanoecu.com/rates · captured Oct 4, 2026
Who can join Red Canoe Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in the Oregon counties of Linn, Benton, Lane, Marion and Polk.
- Membership is open to anyone who lives, works, worships, or attends school in the State of Washington.
Family and household
- Membership is open to family members of individuals who meet Washington State or designated Oregon county eligibility requirements.
Cost to join
- A $5 deposit is required to fund an account and establish membership.
Membership information collected October 4, 2026.