Credit union · NCUA insured
Express Credit Union
A $22.8M credit union headquartered in Seattle, WA, with 3,656 members and 1 branch in Washington. Best rates: CDs 3.50% and savings 0.12% APY.
Express Credit Union Carrot Score
65
Carrot Score
Higher than 13% of U.S. banks and credit unions
#45 of 62 in Seattle, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Express Credit Union
Express Credit Union is a Community Development Financial Institution (CDFI) that serves individuals and families across Washington State.
- Headquarters
- 1930 6th Ave S Ste 104, Seattle, WA 98134-1627
- NCUA charter
- 68273
Branches
1 branch in Washington
Loading map…
Washington
1 branch
- Express Credit UnionMain office1930 6th Ave S Ste 104, Seattle, WA 98134Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.00% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.95% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -3.87% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $80 | $59 | — |
- CapitalNet worth ratio13.00%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.95%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-3.87%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$80Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Express Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.