Credit union · NCUA insured
Salal Credit Union CD Rates
Salal Credit Union’s best CD rate is 3.50% APY on a 13-month share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 15, 2026.
How Salal Credit Union’s CD rates compare
Compared with banks and credit unions near Seattle, WA, where Salal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Salal Credit Union
3.50%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $380
13-Month Certificate of Deposit
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
Salal Credit Union CD score
69
CD score
Higher than 25% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo2.25%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Salal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
13-Month Certificate of Deposit
3.50%APY · 1 term
Offer only available to consumer accounts for a limited time only; business accounts are not eligible. Minimum balance $1,000. At maturity, unless directed otherwise during the 10-day grace period, the 13-month promotional certificate will renew into a standard 12-month certificate. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Offer not eligible for Salal Rewards Points. Salal Credit Union membership required.
| Term | APY · $1,000 – $2,500 | APY · $2,500 – $10,000 | APY · $10,000 – $25,000 | APY · $25,000 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|
| 13 monthsPromotional rate. Renews into a standard 12-month certificate at maturity unless directed otherwise during 10-day grace period. Early withdrawal penalty may apply. Not eligible for Salal Rewards Points | 3.50% | 3.50% | 3.50% | 3.50% | 3.50% | 3.50% | 3.50%3.50% $1k–$2.5k3.50% $2.5k–$10k3.50% $25k–$50k3.50% $50k–$100k3.50% from $100k | $380 |
Sources (3)
- salalcu.org/personal/rates
- salalcu.org/personal/savings/certificates-of-deposit
- salalcu.org/personal_rates/13month_certificate
All captured Sep 15, 2026
Certificates of Deposit
Up to 3.25%APY · 8 terms
$1,000 minimum opening balance. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. At any time during the term of the 12- and 24-month certificates, the member may make a one-time election to adjust the rate to a new, fixed rate based on the rate currently offered for 12- and 24-month certificates. Redeem 2,500 Salal Rewards points at time of application or request and receive a 0.25% rate increase on select CDs. Note: Rewards points cannot be used for Youth certificates or promotional rate CDs. Salal Credit Union membership required.
| Term | APY · $1,000 – $2,500 | APY · $2,500 – $10,000 | APY · $10,000 – $25,000 | APY · $25,000 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|
| 6 months | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00%3.00% $1k–$2.5k3.00% $2.5k–$10k3.00% $25k–$50k3.00% $50k–$100k3.00% from $100k | $149 |
| 9 months | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00%3.00% $1k–$2.5k3.00% $2.5k–$10k3.00% $25k–$50k3.00% $50k–$100k3.00% from $100k | $224 |
| 12 monthsMember may make a one-time election at any time during term to adjust the rate to a new fixed rate based on currently offered 12-month certificate rate | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00%3.00% $1k–$2.5k3.00% $2.5k–$10k3.00% $25k–$50k3.00% $50k–$100k3.00% from $100k | $300 |
| 18 months | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | 2.50%2.50% $1k–$2.5k2.50% $2.5k–$10k2.50% $25k–$50k2.50% $50k–$100k2.50% from $100k | $377 |
| 24 monthsMember may make a one-time election at any time during term to adjust the rate to a new fixed rate based on currently offered 24-month certificate rate | 3.25% | 3.25% | 3.25% | 3.25% | 3.25% | 3.25% | 3.25%3.25% $1k–$2.5k3.25% $2.5k–$10k3.25% $25k–$50k3.25% $50k–$100k3.25% from $100k | $661 |
| 30 months | 2.25% | 2.25% | 2.25% | 2.25% | 2.25% | 2.25% | 2.25%2.25% $1k–$2.5k2.25% $2.5k–$10k2.25% $25k–$50k2.25% $50k–$100k2.25% from $100k | $572 |
| 36 months | 2.25% | 2.25% | 2.25% | 2.25% | 2.25% | 2.25% | 2.25%2.25% $1k–$2.5k2.25% $2.5k–$10k2.25% $25k–$50k2.25% $50k–$100k2.25% from $100k | $690 |
| 48 months | 2.00% | 2.00% | 2.00% | 2.00% | 2.00% | 2.00% | 2.00%2.00% $1k–$2.5k2.00% $2.5k–$10k2.00% $25k–$50k2.00% $50k–$100k2.00% from $100k | $824 |
Sources (1)
- salalcu.org/personal/rates · captured Oct 15, 2026
17-Month Add-On Certificate of Deposit
3.00%APY · 1 term
Offer only available to consumer accounts for a limited time only; business accounts are not eligible. Minimum balance $1,000. CD allows two (2) additional deposits to be added at any time prior to maturity with a maximum limit of $100,000 for additional funds. At maturity, unless directed otherwise during the 10-day grace period, the promotional 17-month add-on certificate will renew into a standard 18-month certificate which does not allow additional deposits during the CD's term. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Offer not eligible for Salal Rewards Points. Salal Credit Union membership required.
| Term | APY · $1,000 – $2,500 | APY · $2,500 – $10,000 | APY · $10,000 – $25,000 | APY · $25,000 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|
| 17 monthsPromotional add-on CD. Allows 2 additional deposits prior to maturity up to $100,000 maximum additional funds. Renews into standard 18-month certificate at maturity. Early withdrawal penalty may apply. Not eligible for Salal Rewards Points | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00%3.00% $1k–$2.5k3.00% $2.5k–$10k3.00% $25k–$50k3.00% $50k–$100k3.00% from $100k | $428 |
7-Month Promotional Certificate
0.00%APY · 1 term
Minimum balance $1,000. Rates and offer subject to change without notice. Offer only available to consumer accounts for a limited time only, business accounts are not eligible.
| Term | APY · $1,000 – $2,500 | APY · $2,500 – $10,000 | APY · $10,000 – $25,000 | APY · $25,000 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|
| 7 monthsOffer only available to consumer accounts for a limited time only, business accounts are not eligible | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00%0.00% $1k–$2.5k0.00% $2.5k–$10k0.00% $25k–$50k0.00% $50k–$100k0.00% from $100k | $0 |
Sources (1)
- salalcu.org/personal_rates/7month_promocertificates · captured Sep 15, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 3.25%APY · 8 terms
These certificates may be used for Roth, Traditional, or Education IRA accounts. A penalty may be imposed for early withdrawal. $1,000 minimum opening balance. Interest is compounded and credited monthly. Fees could reduce earnings on the account. Salal Credit Union membership required.
| Term | APY · $1,000 – $2,500 | APY · $2,500 – $10,000 | APY · $10,000 – $25,000 | APY · $25,000 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|
| 6 months | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00%3.00% $1k–$2.5k3.00% $2.5k–$10k3.00% $25k–$50k3.00% $50k–$100k3.00% from $100k | $149 |
| 9 months | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00%3.00% $1k–$2.5k3.00% $2.5k–$10k3.00% $25k–$50k3.00% $50k–$100k3.00% from $100k | $224 |
| 12 months | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.00%3.00% $1k–$2.5k3.00% $2.5k–$10k3.00% $25k–$50k3.00% $50k–$100k3.00% from $100k | $300 |
| 18 months | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | 2.50% | 2.50%2.50% $1k–$2.5k2.50% $2.5k–$10k2.50% $25k–$50k2.50% $50k–$100k2.50% from $100k | $377 |
| 24 months | 3.25% | 3.25% | 3.25% | 3.25% | 3.25% | 3.25% | 3.25%3.25% $1k–$2.5k3.25% $2.5k–$10k3.25% $25k–$50k3.25% $50k–$100k3.25% from $100k | $661 |
| 30 months | 2.25% | 2.25% | 2.25% | 2.25% | 2.25% | 2.25% | 2.25%2.25% $1k–$2.5k2.25% $2.5k–$10k2.25% $25k–$50k2.25% $50k–$100k2.25% from $100k | $572 |
| 36 months | 2.25% | 2.25% | 2.25% | 2.25% | 2.25% | 2.25% | 2.25%2.25% $1k–$2.5k2.25% $2.5k–$10k2.25% $25k–$50k2.25% $50k–$100k2.25% from $100k | $690 |
| 48 months | 2.00% | 2.00% | 2.00% | 2.00% | 2.00% | 2.00% | 2.00%2.00% $1k–$2.5k2.00% $2.5k–$10k2.00% $25k–$50k2.00% $50k–$100k2.00% from $100k | $824 |
Sources (2)
All captured Oct 15, 2026
Youth Certificate of Deposit
0.15%APY · 1 term
$100 minimum opening balance. Available for members 17 and under. Additional deposits can be made throughout the term. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. Salal Credit Union membership required.
| Term | APY · $100 – $1,000 | APY · $1,000 – $10,000 | APY · $10,000 – $25,000 | APY · $25,000 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|---|---|
| 24 monthsAvailable for members 17 and under. Additional deposits allowed throughout term. Early withdrawal penalty may apply | 0.15% | 0.15% | 0.15% | 0.20% | 0.25% | 0.25% | 0.15%0.15% $100–$10000.15% $1k–$10k0.20% $25k–$50k0.25% $50k–$100k0.25% from $100k | $30 |
Sources (3)
- salalcu.org/personal/rates
- salalcu.org/personal/savings
- salalcu.org/personal/savings/youth-certificate
All captured Sep 15, 2026
Who can join Salal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.