Credit union · NCUA insured
North Coast Credit Union CD Rates
North Coast Credit Union’s best CD rate is 3.50% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How North Coast Credit Union’s CD rates compare
Compared with banks and credit unions near Mount Vernon, WA, where North Coast Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
North Coast Credit Union
3.50%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $173
Certificate
Top rate
WECU
4.65%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $269
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
North Coast Credit Union CD score
75
CD score
Higher than 39% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North Coast Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Build a CD
3.50%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.50% | $350 |
Sources (1)
- northcoastcu.com/dividend-rate-sheet · captured Sep 15, 2026
Certificate
Up to 3.50%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.45% | $11 |
| 6 months | 3.50% | $173 |
| 12 months | 3.50% | $350 |
| 18 months | 3.50% | $530 |
| 24 months | 3.50% | $712 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.00% | $1,255 |
| 60 months | 2.75% | $1,453 |
Sources (1)
- northcoastcu.com/dividend-rate-sheet · captured Sep 15, 2026
Special-purpose accounts
Roth IRA / IRA Certificate
Up to 3.50%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.45% | $11 |
| 6 months | 3.50% | $173 |
| 12 months | 3.50% | $350 |
| 18 months | 3.50% | $530 |
| 24 months | 3.50% | $712 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.00% | $1,255 |
| 60 months | 2.75% | $1,453 |
Sources (1)
- northcoastcu.com/dividend-rate-sheet · captured Sep 15, 2026
Youth Build a CD
3.50%APY · 1 term
Available to members under 18.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsUnder 18 | 3.50% | $350 |
Sources (1)
- northcoastcu.com/dividend-rate-sheet · captured Sep 15, 2026
Build a CD (SEG & Community Builders)
1.50%APY · 1 term
Available for SEG & Community Builders.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsSEG & Community Builders | 1.50% | $37 |
Sources (1)
- northcoastcu.com/dividend-rate-sheet · captured Sep 15, 2026
Who can join North Coast Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is eligible to anyone who lives, works, attends school, or worships in Washington State.
Membership information collected October 4, 2026.