Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 166–180 results in Washington
- evergreenDIRECT Credit UnionSave to Win Share CertificateCD · 12 months · $25 min
Credit union · 2 branches
2.25%APY$225 over 1 year on $10,000Requirements
Product: Open to credit union members at least 18 years old. Limited to 1 account per member. Eligible for cash prize drawings with raffle entries based on monthly deposit increases of $25. Automatically renews if balance is greater than $25.00.
Offer: Tier listed as $25 - $50,000+; minimum opening deposit is $25 and a minimum balance of $25 must be maintained.
2.22% interest rate · Effective Mar 1, 2026
Rate checked
More details - 2.25%APY$225 over 1 year on $10,000
Requirements
Product: Must be a Credit Union member and maintain par value of one share ($5.00) in savings. Dividends calculated by daily balance method. Minimum opening deposit $1,000. Early withdrawal penalties apply based on term.
2.22% interest rate · Effective Mar 1, 2026
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More details - 2.02%APY$202 over 1 year on $10,000
Requirements
Product: No monthly service fees. Customizable terms available.
2.00% interest rate · Balance cap $49,999.99
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More details - Longshoremen's Local 4 Federal Credit UnionShare Certificate AccountCD · 24 months · $1,000 min
Credit union · 1 branch
2.00%APY$404 over 24 months on $10,000Requirements
Offer: Compounded interest
2.00% interest rate · Effective Jan 1, 2024
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More details - Northwest Plus Credit UnionCertificates of DepositCD · 60 months · $500 min · 1.91%–3.03% by balance
Credit union · 6 branches
1.91%APY$992 over 60 months on $10,000Requirements
Product: All certificates of deposit require a $500 minimum deposit. Early withdrawal penalties may apply for all Certificates of Deposit / IRAs. 12 and 24 Month Certificates have a bump feature that allows for one bump in interest rate during the term of the CD (promotional rates excluded). Rates effective as of 05/27/2026.
3.00% interest rate · Effective May 27, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 and up 3.03% $10,000 – $99,999Your amount 1.91% $100,000 and up 2.02% Rate checked
More details - 1.80%APY$180 over 1 year on $10,000
Requirements
Product: Term: 12 months. Ability to add to account with a minimum of $50, or as little as $25 with a recurring transfer from a Peoples Bank checking or savings account. Penalty may be imposed for early withdrawal.
1.78% interest rate · Effective Oct 1, 2026
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More details - Native American BankCertificate of Deposit (CD)CD · 12 months · $1,000 min · 1.76%–1.86% by balance
Bank · 1 branch
1.76%APY$176 over 1 year on $10,0001.75% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Certificate of Deposit (CD) Balance APY $1,000 and upYour amount 1.76% $25,000 and up 1.81% $100,000 and up 1.86% Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 112 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.66%APY$335 over 24 months on $10,000
Requirements
Product: Dividends are calculated on the average daily balance and paid quarterly. 6-month Certificates dividends compounded and posted at maturity; 12 - 24 month Certificates dividends compounded and posted quarterly. Penalty may be imposed for early withdrawal. Automatically renews at maturity unless otherwise noted.
Offer: One time bump up option: during term, permitted to make a one-time written request to adjust interest rate to the rate in effect for the same term certificate. Dividends compounded and posted quarterly.
Balance cap $100,000
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More details - 1.50%APY$150 over 1 year on $10,000
Requirements
Product: Limited to 1 qualifying certificate per participating member. Deposits of $25 or more earn entries into monthly, quarterly, and annual prize drawings (up to 100 entries per month).
Offer: Requires monthly deposits during 12-month term; minimum opening deposit $25.
1.50% interest rate · Effective Sep 1, 2026
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More details - 1.31%APY$164 over 15 months on $10,000
Requirements
Product: Only available for consumer customers (not businesses/organizations). Allows additional investments without extending maturity date. Fixed rate for term. Early withdrawal penalty may apply.
Offer: 15 Mo. Add-On CD. Compounded monthly.
1.30% interest rate · Compounded monthly · Effective Oct 2, 2026
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More details - 1.21%APY$182 over 18 months on $10,000
Requirements
Product: Only available for consumer customers (not businesses/organizations). Allows additional deposits and bumping up to a higher rate once during the term without extending the maturity date. Variable rate for term. Early withdrawal penalty may apply.
Offer: 18 Mo. Add-on Bump Rate CD. Compounded monthly. Rate may change once during term.
1.20% interest rate · Compounded monthly · Effective Oct 2, 2026
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More details - 0.90%APY$458 over 60 months on $10,000
Requirements
Product: Only available for consumer customers (not businesses/organizations). Allows bumping up to a higher rate once during the term without extending the maturity date. Variable rate for term. Early withdrawal penalty may apply.
Offer: 60 Mo. Bump Rate CD. Compounded monthly. Rate may change once during term.
0.90% interest rate · Compounded monthly · Effective Oct 9, 2026
Rate checked
More details - America's Credit UnionShare Certificates - STANDARDCD · 48–Unknown months · $500 min
Credit union · 12 branches
0.55%APYRequirements
Product: Membership required. Penalty of up to 90 days of dividends may be imposed for early withdrawal.
0.55% interest rate · Balance cap $24,999.99 · Effective Oct 1, 2026
Rate checked
More details - Solarity Credit UnionCertificatesCD · 24 months · $500 min · 0.15%–0.55% by balance
Credit union · 5 branches
0.50%APY$100 over 24 months on $10,000Requirements
Product: Does not apply to IRAs. Early withdrawal penalty may apply. Membership required (open to all who live, work, worship or attend school in Yakima, Wenatchee, Selah, Moses Lake, Union Gap and all of Washington State).
Offer: Does not apply to IRAs.
Effective Oct 2, 2026
Rate by balance
Rate by balance for Certificates Balance APY $500 and up 0.15% $10,000 and upYour amount 0.50% $75,000 and up 0.55% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Washington
948 CDs at 109 banks and credit unions · checked Oct 15–23
- Typical
- 2.90%
- Top 10% from
- 4.00%
- Banks, typical
- 2.15%
- Credit unions, typical
- 3.10%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Washington
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 8 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 2 branches