Credit union · NCUA insured
Longshoremen's Local 4 Federal Credit Union
A $40M credit union headquartered in Vancouver, WA, with 1,102 members and 1 branch in Washington. Best rates: CDs 2.00% and savings 0.05% APY.
Longshoremen's Local 4 Federal Credit Union Carrot Score
69
Carrot Score
Higher than 24% of U.S. banks and credit unions
#36 of 56 in Portland, OR-WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Longshoremen's Local 4 Federal Credit Union
Established in 1956 as 1-4 Federal Credit Union, Longshoremen's Local 4 Federal Credit Union was founded by Local 4 Longshoremen to serve members of Local 4 and their families.
Headquartered in Vancouver, Washington, the financial institution is member-owned with a board of directors elected by fellow members.
- Headquarters
- 1209 Ingalls St, Vancouver, WA 98660-2722
- NCUA charter
- 10799
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Open to individuals who work or have worked for International Brotherhood of Boilermaker’s Local 104 (Vancouver/Portland Members).
- Open to individuals who work or have worked for IAFF Local 452.
- Open to individuals who work or have worked for International Longshore and Warehouse Union Local 4.
- Open to individuals who work or have worked for Inlandboatmen’s Union of the Pacific-Portland, OR.
- Open to individuals who work or have worked for Local 4-A.
Family and household
- Family members of a member are eligible to join.
Cost to join
- An initial share deposit of $5.00 (one share) is required to establish partial ownership and membership.
Branches
1 branch in Washington
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Washington
1 branch
- Longshoremen's Local 4 FCUMain office1209 Ingalls St, Vancouver, WA 98660Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 23.84% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.33% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.67% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $63 | $59 | — |
- CapitalNet worth ratio23.84%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.33%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.67%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$63Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Longshoremen's Local 4 Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.